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Tne
<br />Hanover
<br />Insurance Group..
<br />OBCA399956 1309570
<br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
<br />GENERAL LIABILITY SUPPLEMENTARY ENDORSEMENT
<br />This endorsement modifies Insurance provided under the following;
<br />BUSINESSOWNERS COVERAGE FORM
<br />1. Additional Insured by Contract, Agreement or Permit
<br />Under SECTION II - LIABILITY, C. Who Is An Insured,
<br />Paragraph 4.. is added as follows:
<br />a. Any person or organization for whom you are
<br />performing operations when you and such person
<br />or organization have agreed in writing In a
<br />contract, agreement or permit that such person or
<br />organization be added as an additional insured on
<br />your policy. Such person or organization is an
<br />additional Insured only with respect to liability for
<br />"bodily injury ", "property damage" or "personal
<br />and advertising Injury" caused, in whole or In part,
<br />by:
<br />(1) Your acts or omissions; or
<br />(2) The acts or omissions of those acting on your
<br />behalf,
<br />but only with respect to:
<br />(3) Your work" for the additional Insured(s) at the
<br />location designated in the contract,
<br />agreement or permit; or
<br />(4) Premises you own, rent, lease, control or
<br />occupy.
<br />This Insurance applies on a primary basis if that is
<br />required by the written contract, agreement or
<br />permit.
<br />b. This provision does not apply:
<br />(1) Unless the written contract or written
<br />agreement has been executed or permit has
<br />been issued prior to the "bodily Injury ",
<br />"property damage" or "personal and
<br />advertising injury ";
<br />(2) To any person or organization included as an
<br />insured by an endorsement issued by us and
<br />made part of this Policy;
<br />(3) To any lessor of equipment:
<br />(a) After the equipment lease expires; or
<br />(b) If the "bodily injury ", "property damage"
<br />or "personal and advertising injury"
<br />arises out of the sole negligence oii the
<br />lessor;
<br />(4) To any:
<br />(a) Owners or other Interests from whom
<br />land has been leased which takes place
<br />after the lease for that landexpires; or
<br />(b) Managers or lessors of premises if;
<br />(1) The occurrence takes place after you
<br />cease to be a tenant in that premises;
<br />or
<br />(ii) The "bodily Injury", "property
<br />damage" or "personal and
<br />advertising injury" arises out of
<br />structural alterations, new
<br />construction or demolition operations
<br />performed by or on behalf of the
<br />manager or lessor; or
<br />(6) To "bodily injury ", "property damage" or
<br />"personal and advertising Injury" arising out
<br />of the rendering of or the failure to render any
<br />professional services. This includes but is not
<br />limited to any professional services as an
<br />architect or engineer arising out of any
<br />construction agreement or activities under
<br />which any insured or anyone acting on any
<br />insured's behalf provides or provided service,
<br />advice, . expertise or work. Construction
<br />includes, but is not limited to, the plan,
<br />conception, design, build, construct, assembly,
<br />development, safety, erection, formation,
<br />reconstruct, rehabilitation, repair, or any
<br />improvement made to real property.
<br />Construction also Includes the hiring,
<br />supervision or management of any of these
<br />activities. However, this exclusion does not
<br />apply to liability arising out of an Insured's
<br />presence at a jobsite that was not caused by
<br />professional activities listed in the above
<br />paragraph.
<br />c. Additional insured coverage provided by this
<br />provision will not be broader than coverage
<br />provided to any otherinsured.
<br />d. Ail other insuring agreements, exclusions, and
<br />conditions of the policy apply.
<br />II. Additional Insured by Contract, Agreement or Permit -
<br />Primary and Non - contributory
<br />The following is added to SECTION III - COMMON
<br />POLICY CONDITIONS:
<br />M. Other insurance
<br />1. Additional Insureds
<br />If you agree in a written contract, written
<br />agreement or permit that the insurance
<br />provided to any person or organization
<br />included as an Additional Insured under
<br />SECTION 11 - LIABILITY, Part C - Who is An
<br />Insured, is primary and non- contributory, the
<br />following applies:
<br />If other valid and collectible Insurance is
<br />available to the Additional Insured for a loss
<br />we cover under SECTION II - LIABILITY, Part
<br />A. Coverages, Paragraph 1., Business Liability
<br />our obligations are limited as follows:
<br />a. Primary Insurance
<br />This insurance is primary to other
<br />insurance that is available to the
<br />Additional Insured which covers the
<br />Additional Insured as a Named Insured.
<br />391.1586 0211 Includes copyrighted material of Insurance services Offices, Inc.. with its permission Page 1 of 2
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