MERCY HOUSE LIVING CENTERS (ESG 2013a)

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Aug 01 13 08:01a 0000000000 COMMERCIAL GENERAL LIABILITY ute by limits. Under this method, each in- surer's share is based on the ratio of Hs appli- cable limit of insurance to the total applicable limits of insurance of all insurers. S. Premium Audit a. We will compute all premiums for this Cover- age Part in accordance with our rules and rates. b. Premium shown in this Coverage Part as ad- vance premium is a deposit premium only. At the dose of each audit period we will com- pute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premi- ums is the date shown as the due date on the bill. If the sum of the advance and audit pre- miums paid for the policy period is greater than the earned premium, we will return the excess to the first Named Insured. 00000000 0c, p 4 9. When We Do Not Rene v If we decide not to rene, , this Coverage Part, we will mail or deliver to is first Named Insured shown in the Dedarati( ns written notice of the nonrenewal not less thar 30 days before the expi- ration date. If notice is mailed, prod of mailing will be suffi- cient proof of notice. SECTION V — DEFINITION° 1. "Advertisement' means : notice that is broadcast or published to the gene at public or specific mar- ket segments about you goods, products or ser- vices for the purpose o attracting customers or supporters. For the pure ses of this definition- c. The first Named Insured must keep records of the information we need for premium compu- tation, and send us copies at such times as we may request. 2. B. Representations By accepting this policy, you agree: a. The statements in the Declarations are accu- rate and complete; b. Those statements are based upon represen- tations you made to us; and c. We have issued this policy in reliance upon your representations. 7. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Named Insured: and b. Separately to each insured against whom claim is made or "suit" is brought. 8 ransfer Of Rights Of Recovery Against Oth- rs To Us ff the insured has rights to recover all or pan of any payment we have made under this Coverage Part, those rights are transferred to us. The in- sured must do nothing after loss to impair them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. 3. a. Notices that are pc olished include maters.. placed on the Intern it or on similar electronic means of oommunic, ifion; and b. Regarding web -sites only that pan of a weir site that is about yon , goods, products or ser- vices for the purposr s of attracting customers or supporters is con <_ idered an advertisement. "Auto" means a land rotor vehicle, trailer or serrirafler designed for ravel on public roads, in- cluding any attached machinery or equipment. But "auto" does not indu le "mobile equipment "Bodily injury" means t )dily injury, sickness or disease sustained by a person, including death resulting from any of the a at any tame. 4. "Coverage territory` mea is: a. The United States .f America (including its territories and posse ssions), Puerto Rico and Canada; b. International waters or airspace, but only if the injury or darri occurs in the course of travel or transportat on between any places included in a. above; or c. All other parts of tie world if the injury or damage arises out o (1) Goods or products made or sold by yon in the territory desc ibed in a. above: (2) The activities of a person whose home is in the territory d iscribed in a. above, but is away for a she d time on your business; or (3) 'Personal and ar vertising injury- offenses that take place through the Internet or similar electrons means of communica- tion Page 12 of 16 0 ISO Properties Inc., 2000 AppROVED AS TO f0lll'ZI .._._"...._...LISA E. Sf ,�11190 Q1 Assistant City Al ur nev� J�