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3. "Bodily injury' means bodily injury, sickness or disease sustained by a person. This includes mental anguish, mental injury, shock, fright or death resulting from "bodily injury', sickness or disease. 6. Broad Form Property Damage - Borrowed Equipment, Customers Goods, Use of Elevators (1) Under Section 1 - Coverage A, paragraph 2. Exclusion j. is amended as follows: Paragraph (4) does not apply to "property dam- age" to borrowed equipment while at a jobsite and not being used to perform operations. Paragraphs (3), (4) and (6) do not apply to "property damage" to "customers goods" while on your premises nor do they apply to the use of elevators at premises you own, rent, lease or occupy. (2) Under Section V - Definitions, definition 24. is added as follows: 24. "Customers goods" means property of your customer on your premises for the purpose of being: a. worked on; or It. used in your manufacturing process (3) The insurance afforded under this provision is excess over any other valid and collectible prop- erty insurance (including deductible) available to the insured whether primary, excess, contingent or on any other basis. 7. Extended Property Damage Under Section I - Coverage A, paragraph 2. Exclusions, Exclusion a. is replaced in its entirety with the following: a. "Bodily injury" or "property damage' expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury' or "property damage" resulting from the use of reasonable force to protect persons or property. 8. Incidental Malpractice - Employed Nurses, EMT's and Paramedics 9. Knowledge of Occurrence Under Section IV - Commercial General Liability Conditions, Condition 2 - Duties in the Event of Occurrence, Offense, Claim or Suit, paragraph e. is added as follows: e. Notice of an "occurrence ", offense, claim or "suit" will be considered knowledge of the insured if reported to an individual named insured, partner, executive officer or an "employee" designated by you to give us such a notice. 10. Liberalization Clause Under Section IV - Commercial General Liability Conditions, condition 10, is added as follows: 10. Liberalization Clause If we adopt any revision that would broaden the coverage under this Coverage Form without additional premium, within 45 days prior to or during the policy period, the broadened coverage will immediately apply to this Coverage Part. 11. Medical Payments - Increased Limits (1) Under Section I - Coverage C, paragraph a. (3)(b) is replaced in its entirety by the following: (3)(b) The expenses are incurred and reported to us within three years of the date of the accident; and (2) Under Section III - Limits of Insurance, paragraph 7. is replaced in its entirety by the following: 7. Subject to 5. above, the higher of: a. $10,000; or b. The amount shown in the Declarations for Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of "bodily injury" sustained by one person. (3) This coverage does not apply if Coverage C - Medical Payments is excluded either by the provisions of the Coverage Part or by endorsement. Under Section 11 - Who Is An Insured, paragraph 12, Mobile Equipment Redefined 2.a.(1)(d) does not apply to a nurse, emergency medical technician or paramedic employed by you if Under Section V - Definitions, definition 12, you are not engaged in the business or occupation of Mobile Equipment, paragraph f.(1)(a)(b)(c) does providing medical, paramedical, surgical, dental, x -ray not apply to self - propelled vehicles of less than or nursing services. 1,000 pounds gross vehicle weight. 13. Newly Acquired Or Formed Organizations Under Section 11 - Who is An Insured, paragraph Page 3 of 6 Includes copyrighted material of ISO Insurance Services Office, Inc. with its permission. 421.0778 09 09