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17. Property Damage Legal Liability (Fire,
<br />Lightning, Explosion, Smoke or Leakage from
<br />Fire Protective Systems Damage)
<br />(1) The word fire is changed to fire, lightning,
<br />explosion, smoke and leakage from fire pro-
<br />tective systems where it appears in the Limits
<br />of Insurance section of the Declarations for the
<br />Commercial General Liability Coverage Part.
<br />(2) Under Section I - Coverage A, the last para-
<br />graph (after the exclusions) is replaced in its
<br />entirety by the following:
<br />Exclusions c. through n. do not apply to dam-
<br />age by fire, lightning, explosion, smoke or leak-
<br />age from fire protective systems to premises
<br />while rented to you or temporarily occupied by
<br />you with the permission of the owner. A sepa-
<br />rate limit of insurance applies to this coverage
<br />as described in LIMITS OF INSURANCE (SEC-
<br />TION III). This limit will apply to all damage
<br />proximately caused by the same event, whether
<br />such damage rssults from fire, lightning, ex-
<br />plosion, smoke or leakage from fire protective
<br />systems or any combination of the five.
<br />(3) Under Section III - Limits Of Insurance, para-
<br />graph 6. is replaced in its entirety by the follow-
<br />ng:
<br />6. Subject to 5. above, the higher of:
<br />a. $500,000; or
<br />b. The Fire, Lightning, Explosion, Smoke
<br />or Leakage from Fire Protective Sys-
<br />tems Damage Limit shown in the Dec-
<br />larations is the most we will pay under
<br />Coverage A for damages because of
<br />"property damage" from fire, lightning,
<br />explosion, smoke and leakage from fire
<br />protective systems to premises, while
<br />rented to you or temporarily occupied
<br />by you with permission of the owner.
<br />(4) Under Section IV - Commercial General
<br />Liability Conditions, Condition 4. Other
<br />Insurance, paragraph (1)(a)(ii) is replaced by
<br />the following:
<br />(ii) That is fire, lightning, explosion, smoke
<br />or leakage from fire protective systems
<br />insurance for premises rented to you or
<br />temporarily occupied by you with per-
<br />mission of the owner; or
<br />(5) Under Section V - Definitions, definition 9.
<br />'Insured contract', a. is replaced in its entirety
<br />by the following:
<br />a. A contract for a lease of premises. How-
<br />ever, that portion of the contract for a lease
<br />of premises that indemnifies any person or
<br />organization for damage by fire, lightning,
<br />explosion, smoke or leakage from fire pro-
<br />tective systems to premises while rented to
<br />you or temporarily occupied by you with
<br />permission of the owner is not an "insured
<br />contract ".
<br />(6) This coverage does not apply if Fire Damage
<br />Legal Liability of Coverage A is excluded either
<br />by the provisions of the Coverage Part or by
<br />endorsement.
<br />18. Supplementary Payments Increased Limits
<br />Under Section 1 - Supplementary Payments,
<br />Coverages A and f3, paragraphs 1.b. and 1.d, are
<br />replaced in their entirety as follows:
<br />1.b. Up to $2,500 for cost of bail bonds required
<br />because of accidents or traffic law violations
<br />arising out of the use of any vehicle to which
<br />the Bodily Injury Liability Coverage applies.
<br />We do not have to furnish these bonds.
<br />1.d. All reasonable expenses incurred by the
<br />insured at our request to assist us in the
<br />investigation or defense of the claim or "suit ",
<br />including actual loss of earnings up to $300 a
<br />day because of time off from work.
<br />19. Unintentional Failure to Disclose Hazards
<br />Under Section IV - Commercial General Liability
<br />Conditions, Condition 6. - Representations,
<br />paragraph d. Is added as follows:
<br />d. We will not disclaim coverage under this
<br />Coverage Part if you fail to disclose all hazards
<br />existing as of the inception date of the policy
<br />provided such failure is not intentional.
<br />20. Unintentional Failure to Notify
<br />Under Section IV - Commercial General Liability
<br />Conditions, Condition 2. - Duties in the Event of
<br />Occurrence, Offense, Claim or Suit, paragraph g.
<br />is added as follows:
<br />g. Your rights afforded under this policy shall not
<br />be prejudiced if you fail to give us notice of an
<br />"occurrence ", offense, claim or "suit', solely due
<br />to your reasonable and documented belief that
<br />the "bodily injury" or "property damage" is not
<br />covered under this policy.
<br />Page 6 of S
<br />Includes copyrighted material of ISO Insurance Services Office, Inc. with its permission.
<br />421 -0778 09 09
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