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b. Under Section V — Definitions, the following definition is added: <br />'Customers' Goods" means goods of your customer on your premises for the purpose of being: <br />1. Repaired; or <br />2. Used in your manufacturing process. <br />c. The insurance afforded by this provision is excess over any other valid and collectible property insurance <br />(including any deductible) available to the insured whether such insurance is primary, excess, contingent <br />or on any other basis. Any payments by us will follow the Other Insurance — Excess provisions in the <br />COMMERCIAL GENERAL LIABILITY CONDITIONS. <br />8. COVERAGE TERRITORY —WORLDWIDE <br />The definition of "coverage territory" is replaced by the following: <br />"Coverage territory" means anywhere provided the insured's responsibility to pay damages must be <br />determined in a settlement we agree to or in a "suit" on the merits brought within the United States of <br />America (including its territories and possessions), Puerto Rico or Canada. <br />9. DUTIES IN THE EVENT OF OCCURRENCE, OFFENSE, CLAIM OR SUIT <br />Section IV — Duties In The Event Of Occurrence, Claim or Suit is amended by adding the following <br />paragraphs: <br />a. The requirements that you must <br />1. notify us of an "occurrence" offense, claim or "suit" and <br />2. send us documents concerning a claim or "suit" <br />apply only when such "accident" claim, "suit" or "loss" is known to: <br />1. You, if you are an individual; <br />2. A partner, if you are a partnership; <br />3. An executive officer of the corporation or insurance manager, if you are a corporation; or <br />4. A manager, if you are a limited liability company. <br />b. The requirement that you must notify us as soon as practicable of an "occurrence" or an offense that may <br />result in a claim does not apply if you report an "occurrence" to your workers compensation insurer which <br />later develops into a liability claim for which coverage is provided by this policy. However, as soon as you <br />have definite knowledge that the particular "occurrence" is a liability claim rather than a workers <br />compensation claim, you must comply with the Duties In The Event Of Occurrence, Offense, Claim Or <br />Suit Condition. <br />10, EXPECTED OR INTENDED INJURY (PROPERTY DAMAGE) <br />The Expected Or Intended Injury exclusion under Coverage A Bodily Injury and Property Damage is <br />replaced by: <br />"Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This <br />exclusion does not apply to 'bodily injury" or "property damage" resulting from the use of reasonable force <br />to protect persons or property. <br />11. INCIDENTAL MALPRACTICE —EMPLOYED PHYSICIANS, NURSES, EMT'S AND PARAMEDICS <br />a. Under Section II — Who Is An Insured, the paragraph that excludes an employee or volunteer worker as <br />insured for 'bodily injury" or "personal and advertising injury" arising out of his or her providing or failing to <br />provide professional health care services does not apply to a physician, dentist, nurse, emergency medical <br />technician or paramedic employed by you if you are not engaged in the business or occupation of <br />providing medical, paramedical, surgical, dental, x-ray or nursing services. <br />b. The insurance afforded by this provision is excess over any other valid and collectible insurance whether <br />such insurance is primary, excess, contingent or on any other basis. Any payments by us will follow the <br />Other Insurance — Excess Insurance provisions in the COMMERCIAL GENERAL LIABILITY CONDITIONS. <br />12. MEDICAL PAYMENTS— INCREASED LIMITS AND TIME PERIOD <br />In the Insuring Agreement under Coverage C — Medical Payments, the requirement that expenses are incurred <br />and reported to us within one year of the date of the accident is changed to three years. <br />a. The Medical Expense Limit is $15,000 per person or the amount shown in the Declarations as the Medical <br />Expense Limit, whichever is greater. <br />b. This provision 12. does not apply if Coverage C — Medical Payments is otherwise excluded either by the <br />provisions of the Coverage Form or by endorsement. <br />Page 4 of 7 Includes copyrighted material of Insurance Services Office, Inc. VCG 207 07 09 <br />Copyright 2009, OneBeacon Insurance Group <br />