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4. Garage Keepers Legal Liability: Minimum amount of $250,000 <br />per location, per occurrence, with a maximum deductible of $1,000 <br />to provide collision and comprehensive coverage for vehicles. <br />C. Deductibles and Self - Insured Retentions. Any deductibles or self - insured <br />retentions must be declared to and approved by the City. At the option of the <br />City, either: the insurer shall reduce or eliminate such deductibles or self - <br />insured retentions as respects the City, its officers, officials, employees and <br />volunteers; or operator shall procure a bond guaranteeing payment of losses <br />and related investigations, claim administration and defense expenses. <br />d. Other Insurance Provisions: <br />The policies shall contain, or be endorsed to contain, the following <br />provisions: <br />1. General Liability and Automobile Liability Coverages: <br />a. The City, its officers, officials, employees, agents and <br />volunteers are to be covered as Insured with respect to <br />liability arising out of activities performed by or on behalf of <br />Operator; products and completed operations of Operator; <br />premises owned, occupied or used by Operator; or <br />automobiles owned, leased, hired or borrowed by Operator. <br />The coverage shall contain no special limitations on the scope <br />of protection afforded to the City, its officers, officials, <br />employees, agents or volunteers; <br />Operator's insurance coverage shall be primary insurance as <br />respects the City, officers, officials, employees and <br />volunteers. Any insurance or self - insurance maintained by the <br />City, its officers, officials, employees, agents or volunteers <br />shall be excess of Operator's insurance and shall not <br />contribute with it; <br />C. Any failure to comply with reporting provisions of the <br />policies shall not affect coverage provided to the City, its <br />officers, officials, employees, agents or volunteers; <br />d. Operator's insurance shall apply separately to each insured <br />against whom claim is made or suit is brought, except with <br />respect to the limits of the insurer's liability. <br />2. Worker's Compensation and Employers Liability Coverage: The <br />insurer shall agree to waive all rights of subrogation against the City, <br />Page 5 of 10 <br />