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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the pollcy(ies) must be endorsed, A statement <br />on Ihis certificate does not confer rights to the certificate holder in lieu of such endorsement(s), <br />If SUBROGATION IS WAIVED, subject to the terms and 00ndillons of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of ihls form does not constitute a contract between <br />the Issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />ACORO 25 (2001/09) <br />