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WHEN 1 01 4 tl A A, <br />CERTIFICATE OF LIABILITY INSURANCE <br />DAT06112/13YY' <br />THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS <br />CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES <br />BELOW, THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED <br />REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER, <br />IMPORTANT: if the Certificate holder is an ADDITIONAL INSURED, the policyties) must be endorsed. if SUBROGATION IS WAIVED, subject to <br />the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the <br />certificate holder in lieu of such endorsements . <br />PRODUCER 916 - 380. 5300 <br />Warren G. Bender CO. <br />616 Gibson Drive Suite 246 916- 380 -6208 <br />Roseville, CA 56678 <br />Maggio Bender Johnson <br />°O °T Warren G. Bender Co. <br />PHONE PAX <br />No. E,d1:916- 380 -63QQ INC. Not 916- 380 -9206 <br />E -M.AR , certs w bender,com <br />INSURER S AFPORQINO COVERAGE NAIC # <br />INSURER A:Hartford Fire 1 ns. Co. 119682 <br />INSURED Bickmore and Associates, Inc. - <br />1760 Creekside Drive #200 <br />Sacramento, CA 96833 <br />INSURER s:Harttord Ins. of the Midwest <br />INSURER c:XL Specialty Ins. Co. <br />INSURER D:Hartford Casualty Company 29424 <br />INSURER E: <br />06/01/14 <br />COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: <br />THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD <br />INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS <br />CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, <br />EXCLUSIONS AND CONDITIONS OF SUCH POLICIES, LIMITS SHOWN MAY HAVE BEEN REDUCED BY PA(D CLAIMS. <br />INSR <br />LTR <br />TYPE OFINSURANCE <br />SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE <br />a <br />THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN <br />POLICY F <br />PQUCYEXP <br />LIMITS <br />A <br />GENERAL LIABILITY <br />X COMMERCIAL GENERAL LIABILITY <br />CLAIMS -MADE ❑ OCCUR <br />q <br />57 UUN ATi464 <br />05/01/111 <br />06/01/14 <br />EACH OCCURRENCE <br />$ 1,000,00 <br />P E IE Lu ryn� <br />$ 500,00 <br />MEO EXP (An yPro Person} <br />_5 S,OO <br />PERSONAL &ADV INJURY <br />& 1,000,00 <br />m <br />GENERAL AGGREGATE <br />E 2,000,00 <br />GENT. AGGREGATELIMITAPPLIES <br />X POLICY <br />PR6 <br />PER: ._.. <br />LOD <br />PRC=TS- CWROPAGG <br />S 2,000,00 <br />S <br />A <br />AUTOMOBILE LIABILITY <br />ANYAUO <br />ALLGWNED SCHEDIAED <br />AlP'OB AUTOS <br />X HIRED AU70S X NON-OWNED <br />AUTOS <br />7UUN AT1464 <br />06101115 <br />05101114 <br />E accident <br />S 11000,00 <br />SOOLY INJURY (P. Person) <br />$ <br />BODILY MJURY (Pw accidenN <br />$ <br />PROPER AMA, <br />Pet a- Qcltlsne <br />$ <br />S <br />D <br />UMBRELLA LIAR <br />EXCESS UAB <br />X OCCUR <br />CLAIMSMAOE <br />67 RHU AT0766 <br />05/01)13 <br />05/01)14 <br />EACH OCCURRENCE <br />Is 3,000,00 <br />AGGREGATE <br />$ 3,000,00 <br />QED I X I RETENTION 10,000 <br />S <br />B <br />WORKERSCOMPENSATION <br />ANDEMPLOYERS'LIAEIUTY <br />ANY PROPRIETORMARTNEWEXECUTIVE Y� <br />OPPICERIMEMBER EXCLUDED? <br />(Mandatory In NH) <br />N es.dEM antler <br />D ST,'i2 OPERATIONS <br />NIA <br />67 WE DX7604 <br />06/01/13 <br />06101/14 <br />X WCSTATU- OTN- <br />E,L, EACH ACCIDENT <br />$ 1, 000,00 <br />E.L. DISEASE -EA EMPLOYEE <br />S 1,000,00 <br />E,L. DiSEAEE- ROLICY LiMrr <br />1,000,0 <br />$ <br />C <br />Professional Liab. <br />Deduct. $25,000 <br />MPP0023655 07 <br />05/D1fi3 <br />06/01/14 <br />Each Oce 6,000,0 <br />Aggregate 6100010 <br />DESCRIPTION OF OPERATIONS [LOCATIONS /VEHICLES (Ararat ACORD 101, Additional RoMarks SchodUle, (f more space to required) <br />Evidence of Insurance <br />CERTIFICATE HOLDER CANCELLATION <br />EVIDEVI <br />SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE <br />THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN <br />Evidence of Insurance <br />ACCORDANCE WITH THE POLICY PROVISIONS. <br />AUTHORR2E�DREPRESENTATIVE <br />q <br />©1988 -2010 ACORD CORPORATION. Alt rights reserved. <br />ADDED 25 (2010105) The ACORD name and logo are registered marks of ACORD <br />