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3.2.10.5 Separation of Insureds: No Special Limitations. All <br />insurance required by this Section shall contain standard separation of insureds provisions. In <br />addition, such insurance shall not contain any special limitations on the scope of protection <br />afforded to the City, its directors, officials, officers, employees, agents and volunteers. <br />3.2.10.6 Deductibles and Self- Insurance Retentions. Any <br />deductibles or self - insured retentions must be declared to and approved by the City. Consultant <br />shall guarantee that, at the option of the City, either: (1) the insurer shall reduce or eliminate <br />such deductibles or self - insured retentions as respects the City, its directors, officials, officers, <br />employees, agents and volunteers; or (2) the Consultant shall procure a bond guaranteeing <br />payment of losses and related investigation costs, claims and administrative and defense <br />expenses. <br />3.2.10.7 Acceptability of Insurers. Insurance is to be placed with <br />insurers with a current A.M. Best's rating no less than A:VIII, licensed to do business in <br />California, and satisfactory to the City. <br />3.2.10.8 Verification of Coverage. Consultant shall furnish City <br />with original certificates of insurance and endorsements effecting coverage required by this <br />Agreement on forms satisfactory to the City. The certificates and endorsements for each <br />insurance policy shall be signed by a person authorized by that insurer to bind coverage on its <br />behalf, and shall be on forms provided by the City if requested. All certificates and <br />endorsements must be received and approved by the City before work commences. The City <br />reserves the right to require complete, certified copies of all required insurance policies, at any <br />time. <br />3.2.11 Safety. Consultant shall execute and maintain its work so as to avoid <br />injury or damage to any person or property. In carrying out its Services, the Consultant shall at <br />all times be in compliance with all applicable local, state and federal laws, rules and regulations, <br />and shall exercise all necessary precautions for the safety of employees appropriate to the nature <br />of the work and the conditions under which the work is to be performed. Safety precautions as <br />applicable shall include, but shall not be limited to: (A) adequate life protection and life saving <br />equipment and procedures; (B) instructions in accident prevention for all employees and <br />subcontractors, such as safe walkways, scaffolds, fall protection ladders, bridges, gang planks, <br />confined space procedures, trenching and shoring, equipment and other safety devices, <br />equipment and wearing apparel as are necessary or lawfully required to prevent accidents or <br />injuries; and (C) adequate facilities for the proper inspection and maintenance of all safety <br />measures. <br />250 -12 <br />