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to the "Insured" whether primary, excess <br />contingent or on any other basis. <br />(c) This Insurance is not a substitute for re- <br />quired or compulsory insurance In any <br />country outside the United States, Its ter - <br />dtorles and possessions, Puerto Rico and <br />Canada. <br />You agree to maintain all required or <br />compulsory Insurance in any such coun- <br />try up to the minimum limits required by <br />local law. Your failure to comply with <br />compulsory Insurance requirements will <br />not invalidate the coverage afforded by <br />this policy, but we will only be liable to the <br />same extent we would have boon liable <br />had you complied with the compulsory In- <br />surance requirements, <br />(d) It Is understood that we are not an admit- <br />ted or authorized Insurer outside the <br />United States of America, its territories <br />and possessions, Puerto Rico and Can- <br />ada. We assume no responsibility for the <br />furnishing of certificates of Insurance, or <br />for compliance in any way with the laws <br />of other countries relating to insurance. <br />G. WAIVER OF DEDUCTIBLE — GLASS <br />The following Is added to Paragraph D., De- <br />ductible, of SECTION III — PHYSICAL DAMAGE <br />COVERAGE: <br />No deductible for a covered "auto" will apply to <br />glass damage If the glass is repaired rather than <br />replaced. <br />H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF <br />USE — INCREASED LIMIT <br />The following replaces the last sentence of Para- <br />graph AA.b., Lose Of Use Expenses, of SEC- <br />TION III —PHYSICAL DAMAGE COVERAGE: <br />However, the most we will pay for any expenses <br />for loss of use is $65 per day, to a maximum of <br />$750 for any one "accident". <br />L PHYSICAL DAMAGE — TRANSPORTATION <br />EXPENSES -- INCREASED LIMIT <br />The following replaces the first sentence in Para- <br />graph A.4.a., Transportation Expenses, of <br />SECTION III -- PHYSICAL DAMAGE COVERA. <br />GE: <br />We will pay up to $50 per day to a maximum of <br />$1,500 for temporary transportation expense In- <br />curred by you because of the total theft of a cov- <br />ered "auto" of the private passenger type, <br />COMMERCIAL AUTO <br />J. PERSONAL EFFECTS <br />The following is added to Paragraph A.4., Cover- <br />age Extensions, of SECTION III — PHYSICAL <br />DAMAGE COVERAGE: <br />Personal Effects <br />We will pay up to $400 for "loss" to wearing ap- <br />parel and other personal effects which are: <br />(1) Owned by an "insured "; and <br />(2) In or on your covered "auto ". <br />This coverage applies only in the event of a total <br />theft of your covered "auto ". <br />No deductibles apply to this Personal Effects <br />coverage. <br />K. AIRBAGS <br />The following is added to Paragraph B.3., Exclu- <br />sions, of SECTION 111 — PHYSICAL DAMAGE <br />COVERAGE: <br />Exclusion 3.a, does not apply to "loss" to one or <br />more alrbags in a covered "auto" you own that In- <br />flate due to a cause other than a cause of "lose" <br />set forth In Paragraphs A.1.b, and A,1.c., but <br />only: <br />a. If that "auto" is a covered "auto" for Compre- <br />hensive Coverage under this policy; <br />b. The alrbags are not covered under any war- <br />ranty; and <br />c. The alrbags were not Intentionally inflated. <br />We will pay up to a maximum of $1,000 for any <br />one "loss ". <br />L. NOTICE AND KNOWLEDGE OF ACCIDENT OR <br />LOSS <br />The following is added to Paragraph A.2.s., of <br />SECTION IV— BUSINESS AUTO CONDITIONS; <br />Your duty to give us or our authorized representa- <br />tive prompt notice of the "accident" or "loss" ap- <br />plies only when the "accident" or "loss" Is known <br />to: <br />(a) You (if you are an individual); <br />(b) A partner (if you are a partnership); <br />(c) A member (if you are a limited liability com- <br />pany); <br />(d) An executive officer, director or Insurance <br />manager (if you are a corporation or other or- <br />ganization); or <br />(e) Any "employee" authorized by you to give no- <br />tice of the "accident" or "loss ". <br />CA T3 53 0212 ® 2010 The Travelers Indemnity Company Page 3 of 4 <br />Includes copyrighted material of Insurance Services Me, Inc, wlth Its permission. <br />