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COMMERCIAL AUTO <br />AC 0101 A 03 10 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />MOTOR CARRIER COVERAGE FORM <br />A, NEWLY ACQUIRED OR FORMED ENTITIES <br />The Named Insured shown in the Declarations <br />is amended to include any organization you <br />newly acquire or form, other than a partnership, <br />joint venture, or limited liability company, and <br />over which you maintain ownership or majority <br />(more than 50 %) interest; if there is no other <br />similar insurance available to that organization. <br />Coverage under this provision is afforded until <br />the 180" day after you acquire or form the or- <br />ganization or the end of the policy period, whi- <br />chever islater, <br />B. TEMPORARY SUBSTITUTE AUTOS — <br />PHYSICAL DAMAGE COVERAGE <br />The following is added to paragraph C. Certain <br />Trailers, Mobile Equipment And Temporary <br />Substitute Autos of the — COVERED AUTOS <br />SECTION: <br />If Physical Damage Coverage is provided by <br />this Coverage Form, the following types of <br />vehicles are also covered "autos" for Physi- <br />cal Damage Coverage: <br />Any "auto" you do not own while used with <br />the permission of its owner as a temporary <br />substitute for a covered "auto" you own that <br />is out of service because of its: <br />a. Breakdown; <br />b. Repair; <br />c. Servicing; <br />d. "Loss "; or <br />e. Destruction <br />The coverage that applies is the same as <br />the coverage provided for the vehicle being <br />replaced. <br />C. EMPLOYEES AS INSUREDS — NONOWNED <br />AUTOS <br />d. Any "employee" of yours is an "insured" <br />while using a covered "auto" you don't <br />own, hire or borrow in your business or <br />your personal affairs. <br />D. SUPPLEMENTARY PAYMENTS — BAIL <br />BONDS <br />Paragraph A.2.a. (2) of the LIABILITY <br />COVERAGE SECTION is revised as follows: <br />(2) Up to $2,500 for cost of bail bonds (in- <br />cluding bonds for related traffic law vi- <br />olations) required because of an "acci- <br />dent" we cover. We do not have to <br />furnish these bonds. <br />E. SUPPLEMENTARY PAYMENTS — LOSS OF <br />EARNINGS <br />Paragraph A.2.a.(4) of the LIABILITY <br />COVERAGE SECTION is revised as follows: <br />(4) All reasonable expenses incurred by the "in- <br />sured" at our request, including actual loss <br />of earnings up to $500 a day because of <br />time off from work. <br />F. FELLOW EMPLOYEE -- OFFICERS, <br />MANAGERS, AND SUPERVISORS <br />Paragraph B.5.A. Fellow Employee in the <br />LIABILITY COVERAGE SECTION is replaced <br />as follows; <br />A. "Bodily injury" to any fellow "employee" of <br />the "insured" arising out of and in the course <br />of the fellow "employee's" employment or <br />while performing duties related to the con- <br />duct of your business. This exclusion does <br />not apply to an "insured" who occupies a <br />position as an officer, manager, or supervi- <br />sor. <br />G. PERSONAL EFFECTS AND PROPERTY OF <br />OTHERS EXTENSION <br />The following is added to paragraph A 1 Who Is 1. Paragraph B.S. Care, Custody or Control of <br />An Insured of the LIABILITY COVERAGE the LIABILITY COVERAGE SECTION, does <br />SECTION: not apply to "property damage" to property, <br />other than your property, up to an amount <br />AC 01 01A 03 10 Includes copyrighted material of Insurance Services Office, Inc. gage 1 of 3 <br />with its permission <br />APPROVED AS TO FORM —_- <br />L A E. STORCK <br />Assistant Gity Attorney l <br />