i
<br />17. Property Damage Legal Liability (Fire,
<br />Lightning, Explosion, Smoke or Leakage from
<br />Fire Protective Systems Damage)
<br />(1) The word fire is changed to fire, lightning,
<br />explosion, smoke and leakage from fire pro-
<br />tective systems where it appears in the Limits
<br />of insurance section of the Declarations for the
<br />Commeroial General Liability Coverage Part.
<br />(2) Under Section I • Coverage A, the last para-
<br />graph (after the exclusions) is replaced in its
<br />entirety by the following:
<br />Exclusions c, through n. do not apply to dam-
<br />age by fire, lightning, explosion, smoke or leak-
<br />age from fire protective systems to premises
<br />while rented to you or temporarily occupied by
<br />you with the permission of the owner. A sepa-
<br />rate limit of Insurance applies to this coverage
<br />as described in LIMITS OF INSURANCE (SEC-
<br />TION III). This limit will apply to all damage
<br />proximately caused by the same event, whether
<br />such damage results from fire, lightning, ex-
<br />ploslon, smoke or leakage from fire protective
<br />systems or any combination of the five.'
<br />(3) Under Section III - Limits Of Insurance, para-
<br />graph 6. Is replaced in its entirety by the fellcw-
<br />Ing;
<br />6, Subject to 5. above, the higher of:
<br />a. $500,000; or
<br />b. The Fire, Lightning, Explosion, Smoke
<br />or Leakage from Fire Protective Sys-
<br />tems Damage Limit shown in the Dec
<br />larations is the most we will pay under
<br />Coverage A for damages because of
<br />"property damage" from fire, lightning,
<br />explosion, smoke and leakage from fire
<br />protective systems to premises, while
<br />rented to you or temporarily occupied
<br />by you with permission of the owner.
<br />(4) Under Section IV • Commercial General
<br />Liability Conditions, Condition 4, Other
<br />Insurance, paragraph (1)(a)(ii) is replaced by
<br />the following;
<br />(ii) That is fire, lightning, explosion, smoke
<br />or leakage from firs protective systems
<br />insurance for premises rented to you or
<br />temporarily occupied by you with per,
<br />mission of the owner; or
<br />(S) Undor Section V - Definitions, definition 9.
<br />"Insured contract", a. is replaced in its entirety
<br />by the following:
<br />a. A contract for a lease of premises. How-
<br />ever, that portion of the contract for a lease
<br />of premises that indemnifies any person or
<br />organization for damage by fire, lightning,
<br />explosion, smoke or leakage from fire pro-
<br />tective systems to premises while rented to
<br />you or temporarily occupied by you with
<br />permission of the owner is not an "insured
<br />contract"
<br />(6) This coverage does not apply if Fire Damage
<br />Legal Liability of Coverage A is excluded either
<br />by the provisions of the Coverage Part or by
<br />endorsement.
<br />18. Supplementary Payments Increased Limits
<br />Under Section I • Supplementary Payments,
<br />Coverages A and 8, paragraphs 1.b. and 1,d, are
<br />replaced In their entirety as follows:
<br />11b1 Up to $2,500 for cost of bell bonds required
<br />because of accidents or traffic law violations
<br />arising out of the use of any vehicle to which
<br />the Bodily Injury Liability Coverage applies.
<br />We do not have to furnish these bonds.
<br />1.d. All reasonable expenses incurred by the
<br />insured at our request to assist us in the
<br />Investigation or defense of the claim or "suit ",
<br />Including actual loss of earnings up to $300 a
<br />day because of time off from work.
<br />19. Unintentional Failure to Disclose Hazards
<br />Under Section IV - Commercial General Liability
<br />Conditions, Condition 6, - Representations,
<br />paragraph d. Is added as follows:
<br />d. We will not disclaim coverage under this
<br />Coverage Part If you fall to disclose all hazards
<br />existing as of the Inception date of the policy
<br />provided such failure Is not intentional.
<br />20. Unintentional Failure to Notify
<br />Under Section IV • Commercial General Liability
<br />Conditions, Condition 2. - Duties In the Event of
<br />Occurrence, Offense, Claim or Suit, paragraph g.
<br />is added as follows;
<br />g. Your rights afforded under this policy shall not
<br />be prejudiced if you fail to give us notice of an
<br />"occurrence ", offense, claim or "suit ", solely due
<br />to your reasonable and documented belief that
<br />the "bodily injury" or "property damage" is not
<br />covered under this policy.
<br />421.0778 0809 Includes copyrighted material of ISO Insurance Services Office, Inc. with its permission.
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