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Commercial General Liability CG00D112O7 Various provisions inthis policy restrict coverage. Read the entire policy carefully hodetermine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declonatione, and any other person or organization qualifying as a Named Insured under this policy. The vvonda `\we^. ~um^ and "our" refer to the company providing this insurance. The word "immured" means any person or organization qualifying as such under Section N-VVho Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer toSection V-Oafinitiono. SECTION U -COVERKGES COVERAGE BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "boclily injuryr or "property damage" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. Howevar, we will have no duty to defend the insured against any "suit" seeking damages for "bodily injury" or "property damage" to which this insurance does not apply. We may, at our discretion, invesfigate any "occurrence" and settle any claim or "suit" that may result. But: (1) The amount we will pay for damages is limited as descdbed in Section III - Limits Of Insurance; and (2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C, No other obligation or liability to pay sums or perform eotu or services is covered unless *xpQcitly provided forunderSupp|mmenCaryPaynmentu-CoxenmQeoAandB. b.This insurance applies to"bodily injury^and "property damage" only if: (1) The "bodily injury^' or "property damage" is caused by an "000urrenoe°that takes place in the "coverage (2) The "bodily injury" or "property damage" occurs during the policy period-, and (3) Prior tothe policy period, no insured listed under Paragraph 1 of Section |i -VVho Is An Insured and no ^employee^ authorized by you to give or receive notice of an "occurrence" or claim, knew that the "bodily injury" or "property damage" had oocurred, in whoie or in part. If such a listed insured or authorized "employee" kuew, prior tothe policy period, that the "bodily injury^ or "property damage"' ooxumed, then any com#nuuhon, change or resumption of such ~bodfly irjmry^ or "property danmage" during or after the policy period will be deemed to have been known prior hmthe policy period. o. "Bodily injury" or "property damage" which 000uno during the policy period and was not, prior tothe policy period, known to have occurred by any insured listed under Paragraph 1. of Section 11 - Who Is An Insured or any "employee" authorized authorized by you to give or receive notice of an ''ucuunamma" or u|aim, includes any oortinuat[on,ohmngemrrmmumpdmnofthat^bodi|yinjun/'or''pmpodydomage"afte/1hmendofthepo|iuypehod. d "Bodily injury' or "property damage" wi8 be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1. of Section N -VVho Is An Insured orany ^emp|oyee" authorized by you to give or receive notice of an "occurrence" or claim: (1) Reports all, or any part, of the "bodily injury"' or "property damage" to us or any other insurer; (2) Receives m written or verbal demand or claim for damages because of the "bodily injury" or "property dammge~�or (3) Becomes aware by any other means that "bodily injury" or "property damage" has occurred or has begun to occur. e. Damages because of "bodily irjury^ include damages cmimud by any person or organization for care, loss of services or death resufting at any time from the "bodily injury". 2., Exclusions /nwomuranooumosnmapply m� ~~ a.Expected OrIntended Injury "Bodily injury" nr"property damage" expected orintended from the standpoint of does not appiyto"bodily injury'`resulting from the use ofreasonable force 0upru�#