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Liberty <br />Internam ] <br />Healthcare Professional Liability anderwritm. <br />a. non-payment of premium when due, including payment due on a prior policy issued by the Company and <br />due during the current Polity Period covering the same risks insured under the policy; <br />b. any Insured has violated any law of this state or of the United States pursuant to a judgment by a court or <br />administrative tribunal and such violation has as one of its elements an act that materially increases a risk <br />insured against Corder the policy; <br />c. discovery of fraud or material misrepresentation committed by any Insured or any Insured's <br />representative in either obtaining this insurance or pursuing a claim under the policy; <br />d. discovery of a wilful or grossly negligent act or omission or of a violation of state law or regulation <br />governing safety standards committed by any Insured that materially increases a risk insured against under <br />the policy; <br />e. any Insured or any Insured's representative has failed to implement any reasonable loss control <br />requirement, agreed to as a condition of this insurance, and such failure materially increases a risk insured <br />against under the policy; <br />f. discovery of a change any Insured has made in any activity or property of the commercial or industrial <br />enterprise resulting in a material, added risk, a materially -increased risk or a materially -changed risk, unless <br />the added, increased or changed risk is included in the policy; <br />g. determination by the California Commissioner of Insurance that loss of or change to any of the <br />Company's reinsurance covering all or part of the risk insured against would threaten the Company's <br />solvency or financial integrity; or <br />h, determination by the California Commissioner of Insurance that continuation of the policy's coverage <br />would place the Company in violation of any law in California or New York or that continuation of <br />coverage would jeopardize the Company's solvency. <br />II. In addition, it is hereby agreed and understood that Paragraph 2. of Part VIII.E., CONDITIONS, of the above <br />referenced policy is hereby deleted in its entirety and replaced with the following: <br />2. NONRENEWAL <br />The Company will renew this policy unless written notice of the Company's intent not to renew, stating the <br />specific reasons for nonrenewal, is mailed to the Named Insured not less than ninety (90) days but no more <br />than one hundred twenty (120) days before the policy expires. `Nomenewal" shall include the failure of the <br />Company to offer a renewal policy which provides types and limits of coverage substantially equivalent to those <br />contained in the expiring policy. <br />A copy of such notice shall also be sent to the Named Insured's producer, if any (provided that the Named <br />Insured's producer is not an employee of the Company). <br />ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED. <br />I_�I�11•I <br />HCPLr2037-9000 CA (11/09) <br />