Laserfiche WebLink
Healthcare Professional Liability <br />V. SUPPLEMENTARY PAYMENTS <br />The Company will pay, in addition to the applicable Limit of Liability: <br />A. FIRST PARTY ASSAULT <br />Up to $5,000, for: <br />1, medical expenses incurred as a result of Bodily Injury to the Insured; and <br />2. repair or replacement of personal property owned by the Insured, <br />caused by any one Assault by, or at the direction of, a person other than an Insured during the Policy Period, <br />which happens on the Insured's workplace premises, including the ways immediately adjoining such <br />workplace premises, while away from such workplace premises while conducting an authorized work activity, <br />or while traveling to or from such workplace premises. <br />Subject to the foregoing, the total amounts payable under this extension shall not exceed $10,000 for all <br />Assaults which happen during the Policy Period. <br />This coverage does not apply to damage to any mode of transportation used by the Insured to go to and from <br />the Insured's workplace premises, or damage to any business or personal property owned, leased or rented by <br />any other person or business enterprise while in the Insured's possession. <br />This coverage applies as excess over any other available insurance covering such loss; <br />B. LICENSING BOARD REIMBURSEMENT <br />Up to $5,000 for attorney fees, and other costs, expenses or fees resulting from the investigation or defense of <br />all proceedings before an entity responsible for regulating the Insured's professional conduct, arising out of an <br />Incident, insured as a result of notice or notices of proceedings first received by the Insured during the <br />Policy Period. This payment, however, does not apply to any expenses or fees resulting from criminal <br />proceedings. <br />All such proceedings arising out of the same or related Incident shall be <br />1. considered first made during the Policy Period in which the earliest complaint arising out of such same or <br />related Incident was made; and <br />2. subject to a single limit as stated above. <br />Subject to the foregoing, the total amounts payable under this extension shall not exceed $10,000 for all <br />Incidents of which notice or notices are first received by all Insureds during the Policy Period, <br />C. WAGE LOSS AND EKTENSE <br />For lost wages, costs and expenses, caused by the Insured's attendance at the Company's request at any <br />trial(s), hearing(s) or arbitration proceeding(s) involving a civil Suit(s) against such Insured for covered <br />Damages. Regardless of the number of Insureds, trials, hearings or arbitration proceedings, the amount so <br />payable for any one series of trials, hearings or arbitration proceedings arising out of the same Incident and/or <br />Occurrence shall not exceed $10,000. <br />D. DEPOSITION EXPENSE <br />Up to $5,000, for all reasonable fees, costs and expenses necessary to represent the Insured at all depositions, <br />which the Insured is required to attend., arising out of the profession indicated in the Declarations, of which <br />notice or notices of required attendance are first received by the Insured during the Policy Period, but this <br />payment does not apply to any deposition where the Insured is acting as a paid expert <br />14 <br />HCPL-2037 (Ed. 11/09) <br />