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CSG Advisors Incorporated January 28, 2015 <br />Proposal: Housing Financial Analytical and Advisory Services Page 14 of 25 <br />Other Key Personnel: Scott Smith <br />Mr. Smith joined CSO in June 1998. Since coming to CSO, Mr. Smith has assisted in the structuring <br />of over $t billion in public agency issued bonds primarily related to housing, redevelopment, lease - <br />revenue and land - secured financings. Among the California public agencies he has assisted with <br />housing issuances and project evaluations include Anaheim, Colton, Fontana, Hayward, Oceanside, <br />Ontario, San Bernardino County, San Francisco, San Jose, Santa Ana and Vacaville. <br />He has been lead advisor on a wide range of bond issues, evaluated and negotiated city assistance for <br />housing and other development projects, estimated debt capacity (including longer-term borrowing <br />projections), evaluated taxable and tax - exempt borrowings, and worked on financing and development <br />programs for large -scale development areas, especially in Southern California. <br />For the City and County of San Francisco, he assisted with the issuance of four series of voter - approved <br />general obligation bonds for affordable housing totaling $100 million. Scott assisted the County of San <br />Bernardino, City of Oceanside and District of Columbia with developer selection and negotiation for <br />affordable housing. He has completed major multifamily financings for Santa Ana, Anaheim and <br />Hayward. For Hayward, he assisted with a highly complex major transit - orlented affordable <br />development which included State funding in the amount of $16 million. Scott's role included vetting <br />the financial and development capabilities of a new market rate developer co- developing the site with a <br />non- profit affordable developer (who was purchasing the market -rate site after the affordable housing <br />closing), and negotiating a $1 million back -stop loan for the affordable developer related to uncertain <br />site remediation costs. <br />For the District of Columbia, he assisted in evaluating debt capacity and structuring bonds for the <br />District's Housing Production Trust Fund and evaluating developer proposals for public financing of a <br />major waterfront development that included several high -rise residential components including <br />affordable housing, and market-rate for sale and rental housing. <br />Scott holds a Bachelor of Science in Business Administration from Pepperdine University, Malibu, and <br />a Master's of Public Policy from the University of California, Berkeley. He is Chair of Satellite <br />Affordable Housing Associates, Inc., a non-profit housing development and management corporation <br />based in Berkeley which is owner /manager of approximately 3,000 affordable housing units in and <br />around the Bay Area. <br />Other Key Personnel: John Hamilton <br />John Hamilton joined CSO in 1994. He brings comprehensive knowledge of tax - exempt bond financing <br />for multifamily and single family housing, low- income housing tax credits (both 4% and 9 %), and real <br />estate underwriting. In the last five years lie has served as financial advisor on transactions totaling over <br />$524 million. Mr. Hamilton not only assists his issuers in structuring and issuing individual financings, <br />but also in analyzing the intersections between real estate underwriting and transaction structuring, <br />These financings have included public, negotiated sales and private placements; credit enhanced and <br />non- credit enhanced; security types including direct -pay and standby letters of credit, bond insurance, <br />mortgage- backed securities, whole -loan; real- estate backed and HUD capital funds. <br />Mr. Hamilton has an in -depth knowledge of a wide array of financing vehicles, structures, and credit <br />enhancements for housing - including credit structures such as FHA /GNMA, FNMA, direct -pay and <br />stand -by letters of credit; rated and unrated bonds; public sales and private placements; derivative hedges <br />such as swaps, forward rate locks, collars and floors. This experience allows him to assist issuers not only <br />25C -59 <br />