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If more than one limit of insurance under this
<br />policy and any endorsements attached thereto
<br />applies to any claim or "suit ", the most we will pay
<br />under this policy and the endorsements is the
<br />single highest limit of liability of all coverages
<br />applicable to such claim or "suit ". However, this
<br />paragraph does not apply to the Medical Expenses
<br />limit set forth in Paragraph 3. above.
<br />The Limits of Insurance of this Coverage Part apply
<br />separately to each consecutive annual period and to
<br />any remaining period of less than 12 months, starting
<br />with the beginning of the policy period shown in the
<br />Declarations, unless the policy period is extended
<br />after issuance for an additional period of less than 12
<br />months. In that case, the additional period will be
<br />deemed part of the last preceding period for purposes
<br />of determining the Limits of Insurance.
<br />E. LIABILITY AND MEDICAL EXPENSES
<br />GENERAL CONDITIONS
<br />1, Bankruptcy
<br />Bankruptcy or insolvency of the insured or of
<br />the insured's estate will not relieve us of our
<br />obligations under this Coverage Part.
<br />2, Duties In The Event Of Occurrence,
<br />Offense, Claim Or Suit
<br />a. Notice Of Occurrence Or Offense
<br />You or any additional insured must see to
<br />it that we are notified as soon as
<br />practicable of an "occurrence" or an
<br />offense which may result in a claim. To
<br />the extent possible, notice should include:
<br />(1) How, when and where the `occurrence"
<br />or offense took place;
<br />(2) The names and addresses of any
<br />injured persons and witnesses; and
<br />(3) The nature and location of any injury
<br />or damage arising out of the
<br />"occurrence" or offense.
<br />b. Notice Of Claim
<br />If a claim is made or "suit" is brought
<br />against any insured, you or any additional
<br />insured must:
<br />(1) Immediately record the specifics of the
<br />claim or "suit" and the date received;
<br />and
<br />(2) Notify us as soon as practicable.
<br />You or any additional insured must see to
<br />it that we receive a written notice of the
<br />claim or "suit" as soon as practicable.
<br />c. Assistance And Cooperation Of The
<br />Insured
<br />You and any other involved insured must:
<br />Form SS 00 08 04 05
<br />BUSINESS LIABILITY COVERAGE FORM
<br />(1) Immediately send us copies of any
<br />demands, notices, summonses or
<br />legal papers received in connection
<br />No insured will, except at that insured's own
<br />cost= voluntarily make a payment, assume
<br />any obligation, or incur any expense, other
<br />than for first aid, without our consent.
<br />e. Additional Insured's Other Insurance
<br />If we cover a claim or "suit" under this
<br />Coverage Part that may also be covered
<br />by other insurance available to an
<br />additional insured, such additional insured
<br />must submit such claim or "suit" to the
<br />other insurer for defense and indemnity.
<br />However, this provision does not apply to
<br />the extent that you have agreed in a
<br />written contract, written agreement or
<br />permit that this insurance is primary and
<br />non - contributory with the additional
<br />insured's own insurance.
<br />f. Knowledge Of An Occurrence, Offense,
<br />Claim Or Suit
<br />Paragraphs a. and b. apply to you or to
<br />any additional insured only when such
<br />'occurrence ", offense, claim or "suit" is
<br />known to:
<br />(1) You or any additional insured that is
<br />an individual;
<br />(2) Any partner, if you or an additional
<br />insured is a partnership;
<br />(3) Any manager, if you or an additional
<br />insured is a limited liability company;
<br />(4) Any "executive officer" or insurance
<br />manager, if you or an additional
<br />insured is a corporation;
<br />(5) Any trustee, if you or an additional
<br />insured is a trust; or
<br />(6) Any elected or appointed official, if you
<br />or an additional insured is a political
<br />subdivision or public entity.
<br />Page 15 of 24
<br />with the claim or "suit ";
<br />(2)
<br />Authorize us to obtain records and
<br />other information;
<br />(3)
<br />Cooperate with us in the investigation,
<br />settlement of the claim or defense
<br />against the "suit "; and
<br />(4)
<br />Assist us, upon our request, in the
<br />enforcement of any right against any
<br />person or organization that may be
<br />liable to the insured because of injury
<br />or damage to which this insurance
<br />may also apply.
<br />d. Obligations
<br />At The Insured's Own Cost
<br />No insured will, except at that insured's own
<br />cost= voluntarily make a payment, assume
<br />any obligation, or incur any expense, other
<br />than for first aid, without our consent.
<br />e. Additional Insured's Other Insurance
<br />If we cover a claim or "suit" under this
<br />Coverage Part that may also be covered
<br />by other insurance available to an
<br />additional insured, such additional insured
<br />must submit such claim or "suit" to the
<br />other insurer for defense and indemnity.
<br />However, this provision does not apply to
<br />the extent that you have agreed in a
<br />written contract, written agreement or
<br />permit that this insurance is primary and
<br />non - contributory with the additional
<br />insured's own insurance.
<br />f. Knowledge Of An Occurrence, Offense,
<br />Claim Or Suit
<br />Paragraphs a. and b. apply to you or to
<br />any additional insured only when such
<br />'occurrence ", offense, claim or "suit" is
<br />known to:
<br />(1) You or any additional insured that is
<br />an individual;
<br />(2) Any partner, if you or an additional
<br />insured is a partnership;
<br />(3) Any manager, if you or an additional
<br />insured is a limited liability company;
<br />(4) Any "executive officer" or insurance
<br />manager, if you or an additional
<br />insured is a corporation;
<br />(5) Any trustee, if you or an additional
<br />insured is a trust; or
<br />(6) Any elected or appointed official, if you
<br />or an additional insured is a political
<br />subdivision or public entity.
<br />Page 15 of 24
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