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c. While it is being moved from an aircraft, water- <br />craft or "auto" to the place where it is finally de- <br />livered; <br />but "loading or unloading" does not Include the <br />movement of property by means of a mechanical <br />device, other than a hand truck, that is not at- <br />tached to the aircraft, watercraft or "auto ". <br />12. "Mobile equipment' means any of the following <br />types of land vehicles, including any attached ma- <br />chinery or equipment: <br />a. Bulldozers, farm machinery, forklifts and other <br />vehicles designed for use principally off public <br />roads; <br />b. Vehicles maintained for use solely on or next to <br />premises you own or rent; <br />c. Vehicles that travel on crawler treads; <br />d. Vehicles, whether self - propelled or not, main- <br />tained primarily to provide mobility to perma- <br />nently mounted: <br />(1) Power cranes, shovels, loaders, diggers or <br />drills; or <br />(2) Road construction or resurfacing equipment <br />such as graders, scrapers or rollers; <br />e. Vehicles not described in a., b., c. or d. above <br />that are not self - propelled and are maintained <br />primarily to provide mobility to permanently at- <br />tached equipment of the following types: <br />(1) Air compressors, pumps and generators, <br />including spraying, welding, building clean- <br />ing, geophysical exploration, lighting and <br />well servicing equipment; or <br />(2) Cherry pickers and similar devices used to <br />raise or lower workers; <br />f. Vehicles not described in a., b., c. or d. above <br />maintained primarily for purposes other than <br />the transportation of persons or cargo. <br />However, self - propelled vehicles with the fol- <br />lowing types of permanently attached equip- <br />ment are not "mobile equipment" but will be <br />considered "autos ": <br />(1) Equipment designed primarily for: <br />(a) Snow removal; <br />(b) Road maintenance, but not construction <br />or resurfacing; or <br />(c) Street cleaning; <br />(2) Cherry pickers and similar devices mounted <br />on automobile or truck chassis and used to <br />raise or lower workers; and <br />(3) Air compressors, pumps and generators, <br />including spraying, welding, building clean- <br />ing, geophysical exploration, lighting and <br />well servicing equipment. <br />13. "Occurrence" means an accident, Including con- <br />tinuous or repeated exposure to substantially the <br />same general harmful conditions. <br />14. "Personal and advertising Injury" means injury, <br />including consequential "bodily injury ", arising out <br />of one or more of the following offenses: <br />a. False arrest, detention or imprisonment; <br />b. Malicious prosecution; <br />c. The wrongful eviction from, wrongful entry into, <br />or invasion of the right of private occupancy of <br />a room, dwelling or premises that a person oc- <br />cupies, committed by or on behalf of its owner, <br />landlord or lessor; <br />d. Oral or written publication of material that slan- <br />ders or libels a person or organization or dis- <br />parages a person's or organization's goods, <br />products or services; <br />e. Oral or written publication of material that vio- <br />lates a person's right of privacy; <br />f. The use of another's advertising idea in your <br />"advertisement "; or <br />g. Infringing upon another's copyright, trade dress <br />or slogan in your "advertisement ". <br />15. "Pollutants" mean any solid, liquid, gaseous or <br />thermal irritant or contaminant, including smoke, <br />vapor, soot, fumes, acids, alkalis, chemicals and <br />waste. Waste includes materials to be recycled, <br />reconditioned or reclaimed. <br />16. "Products- completed operations hazard ": <br />a. Includes all "bodily injury" and "property dam- <br />age" occurring away from premises you own or <br />rent and arising out of "your product" or "your <br />work" except: <br />(1) Products that are still in your physical pos- <br />session; or <br />(2) Work that has not yet been completed or <br />abandoned. However, "your work" will be <br />deemed completed at the earliest of the fol- <br />lowing times: <br />(a) When all of The work called for in your <br />contract has been completed. <br />(b) When all of the work to be done at the <br />job site has been completed if your con- <br />tract calls for work at more than one job <br />site. <br />(c) When that part of the work done at a job <br />site has been put to its intended use by <br />any person or organization other than <br />another contractor or subcontractor <br />working on the same project. <br />Work that may need service, maintenance, <br />correction, repair or replacement, but which <br />is otherwise complete, will be treated as <br />completed. <br />Page 12 of 13 Copyright, Insurance Services Office, Inc., 1997 CG 00 01 07 98 11 <br />