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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />This endorsement modifies insurance provided under the following <br />BUSINESSOWNERS COVERAGE FORM <br />SUMMARY OF COVERAGES Limits <br />Page <br />1. <br />Additional Insured by Contract, Agreement or Permit <br />11 <br />Z <br />Additional Insured - Broad Forrn Vendors <br />2 <br />3. <br />Alienated Premises <br />2 <br />4. <br />Bodily Injury Redefined <br />2 <br />5- <br />Broad Form Property Damage - Borrowed Equipment, Customers <br />2 <br />Goods and Use of Elevators <br />6 <br />Incidental Malpractice (Employed Nurses, EMT's. and Paramedics) <br />3 <br />7. <br />Personal and Advertising Injury - Broad Form <br />3 <br />8. <br />Product Recall Expense $25,000 Occurrence <br />$50,000 Aggregate <br />3 <br />9. <br />Unintentional Failure to Disclose Hazards <br />5 <br />'10. <br />Unintentional Failure to Notify <br />5 <br />This endorsement amends coverages provided tinder the Busirassowners Coverage Form through new <br />coverages and broader coverage, grants. This coverage is subject to the provisions applicable to the <br />Businessawners Coverage Form, except as provided below. <br />1. Additional Insured by Contract, Agreement or <br />Permit <br />Under SECTION 11 - LIABILITY, C. Who Is An <br />Insured, Paragraph 4. is added as follows: <br />a. Any person or organization for whom you <br />are performing operations when you and <br />such person or organization have agreed in <br />writing in a contract, agreement or permit <br />that such parson or organization be added <br />as an additional insured on your policy. Such <br />person or organization is an additional <br />insured only with respect to liability for <br />"bodily injury", "property darnage' or <br />"personal and advertising injury" caused, in <br />whole or in part, by: <br />(1) Your acts or omissions; or <br />(2) The acts or omissions of those acting <br />on your behalf, <br />but only with respect to: <br />(3) "Your work" fat the additional insured(s) <br />at the location designated in the <br />contract, agreement or permit; or <br />(4) Premises you own, rent, lease, control or <br />occupy. <br />This insurance applies on a primary basis if <br />that is required by the written contract, <br />agreement or permit. <br />b. J his provision does not apply: <br />(1) Unless the tgil,len contract or written <br />agreement has been executed or permit <br />has been issued prior to the "bodily <br />injury" % "property damage" or "personal <br />,in(] advertising injury"; <br />(2) To any person or organization included <br />as an insured by an endorsement <br />issued by us and made part of this <br />Policy; <br />(3) To any person or organization included <br />as an insured under Item 1.a.2. of this <br />endorsement; <br />(4) To any lessor of equipment <br />(a) After the equipment ease expires: <br />or <br />(b) If ilia "bodily injury", "property <br />damage" or ..personal and <br />advertising injury" arises out of the <br />sole negligence of the lessor; <br />39'1 -1006 06 09 Includes copyrighted material of insurance Services Office, Ine, Page 1 of 5 <br />