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BUSINESSOWNERS LIABILITY SPECIAL BROADENING ENDORSEMENT <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />This endorsement modifies insurance provided under the following: <br />BUSINESSOWNERS COVERAGE FORM <br />SUMMARY OF COVERAGES Limits <br />1. Additional Insured by Contract, Agreement or Permit <br />2. Additional Insured - Broad Form Vendors <br />3. Alienated Premises <br />4. Bodily Injury Redefined <br />5. Broad Form Property Damage - Borrowed Equipment, Customers <br />Goods and Use of Elevators <br />6. Incidental Malpractice (Employed Nurses, EMT's and Paramedics) <br />7. Personal and Advertising Injury - Broad Form <br />8. Product Recall Expense $25,000 Occurrence <br />$50,000 Aggregate <br />9. Unintentional Failure to Disclose Hazards <br />10. Unintentional Failure to Notify <br />Page <br />This endorsement amends coverages provided under the Businessowners Coverage Form through new <br />coverages and broader coverage grants. This coverage is subject to the provisions applicable to the <br />Businessowners Coverage Form, except as provided below. <br />1. Additional Insured by Contract, Agreement or This insurance applies on a primary basis if <br />Permit that is required by the written contract, <br />Under SECTION II - LIABILITY, C. Who Is An agreement or permit. <br />Insured, Paragraph 4. is added as follows: b. This provision does not apply: <br />a. Any person or organization for whom you <br />are performing operations when you and <br />such person or organization have agreed in <br />writing in a contract, agreement or permit <br />that such person or organization be added <br />as an additional insured on your policy. Such <br />person or organization is an additional <br />insured only with respect to liability for <br />"bodily injury ", "property damage" or <br />"personal and advertising injury" caused, in <br />whole or in part, by: <br />(1) Your acts or omissions; or <br />(2) The acts or omissions of those acting <br />on your behalf, <br />but only with respect to: <br />(1) Unless the written contract or written <br />agreement has been executed or permit <br />has been issued prior to the "bodily <br />injury ", "property damage" or "personal <br />and advertising injury "; <br />(2) To any person or organization included <br />as an insured by an endorsement <br />issued by us and made part of this <br />Policy; <br />(3) To any person or organization included <br />as an insured under Item 1.a.2. of this <br />endorsement; <br />(4) To any lessor of equipment: <br />(a) After the equipment lease expires; <br />or <br />(3) "Your work" for the additional insured(s) (b) If the "bodily injury ", "property <br />at the location designated in the damage" or "personal and <br />contract, agreement or permit; or advertising injury" arises out of the <br />(4) Premises you own, rent, lease, control or sole negligence of the lessor; <br />occupy. / <br />RFV €EW) 6K- <br />EL EUNI(;E HEF2EI7fA {PG.06 ) <br />391 -1006 06 09 Includes copyrighted material of Insurance Services Office, Inc. Page 1 of 5 <br />