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OPTIONS NO. 3 <br />This option differs from Option 2 in that the allowance continued after your death <br />to your beneficiary will be one-half the amount of your own monthly allowance. <br />Because of this smaller obligation to your beneficiary, you will receive a larger <br />percentage of your unmodified allowance than under Option 2. <br />TABLE :0 <br />OPTION NO. 3 <br />Percentage of unmodified Allowance Payable to Dale Member With <br />One --Half (h,) the Amount to Continue to Female Beneficiary <br />Age of <br />Female <br />Beneficiary <br />40 <br />41 <br />42 <br />43 <br />44 <br />45 <br />46 <br />47 <br />48 <br />49 <br />50 <br />51 <br />52 <br />53 <br />54 <br />55 <br />56 <br />57 <br />58 <br />59 <br />88.7 <br />88.0 <br />87.3 <br />Age of <br />Retiring Male Member <br />50 51 <br />89.0 <br />52 <br />53 <br />54 55 56 57 58 59 60 <br />87.48 <br />85.2 <br />89.3 <br />88.6 <br />87.9 <br />87.7 <br />86.98 <br />85.6 <br />89.6 <br />88.9 <br />87.9 <br />87.2 <br />86.48 <br />85.9 <br />89.9 <br />88.2 <br />87.5 <br />86.7 <br />85.98 <br />86.3 <br />88.5 <br />87.7 <br />87.0 <br />86.2 <br />85.48 <br />88.7 <br />88.0 <br />87.3 <br />86.5 <br />85.7 <br />84.98 <br />89.0 <br />88.3 <br />87.6 <br />86.8 <br />86.1 <br />85.2 <br />89.3 <br />88.6 <br />87.9 <br />87.2 <br />86.4 <br />85.6 <br />89.6 <br />88.9 <br />88.2 <br />87.5 <br />86.7 <br />85.9 <br />89.9 <br />89.2 <br />88.6 <br />87.8 <br />87.1 <br />86.3 <br />90.2 <br />89.6 <br />88.9 <br />88.2 <br />87.4 <br />86.6 <br />90.5 <br />89.9 <br />89.2 <br />88.5 <br />87.8 <br />87.0 <br />90.8 <br />90.2 <br />89.6 <br />88.9 <br />88.1 <br />87.4 <br />91.2 <br />90.5 <br />89.9 <br />89.2 <br />88.5 <br />87.8 <br />91.5 <br />90.9 <br />90.2 <br />89.6 <br />88.9 <br />88.2 <br />91.8 <br />91.2 <br />90.6 <br />89.9 <br />89.3 <br />88.6 <br />92.1 <br />91.5 <br />90.9 <br />90.3 <br />89.6 <br />89.0 <br />92.4 <br />91.9 <br />91.3 <br />90.7 <br />90.0 <br />89.4 <br />92.8 <br />92.2 <br />91.7 <br />91.1 <br />90.4 <br />89.8 <br />93.1 <br />92.6 <br />92.0 <br />91.4 <br />90.8 <br />90.2 <br />60 <br />93.4 92.9 92.4 91.8 <br />91.2 <br />90.6 <br />61 <br />93.2 92.7 92.2 <br />91.6 <br />91.0 <br />62 <br />93.1 92.5 <br />92.0 <br />91.4 <br />63 <br />92.9 <br />92.4 <br />91.8 <br />64 <br />84.1 <br />92.7 <br />92.2 <br />84.48 83.58 82.68 81.68 80.68 <br />84.7 <br />83.9 <br />82.9 <br />82.0 <br />81.0 <br />85.1 <br />84.2 <br />83.3 <br />82.4 <br />81.4 <br />85.5 <br />84.6 <br />83.7 <br />82.8 <br />81.8 <br />85.8 <br />85.0 <br />84.1 <br />83.1 <br />82.2 <br />86.2 <br />85.4 <br />84.5 <br />83.6 <br />82.6 <br />86.6 <br />84.8 <br />84.9 <br />84.0 <br />83.0 <br />87.0 <br />86.2 <br />85.3 <br />84.4 <br />83.5 <br />87.4 <br />86.6 <br />85.7 <br />84.9 <br />83.9 <br />87.8 <br />87.0 <br />86.2 <br />85.3 <br />84.4 <br />88.2 <br />87.4 <br />86.6 <br />85.8 <br />84.9 <br />88.6 <br />87.9 <br />87.1 <br />86.2 <br />85.3 <br />89.1 <br />88.3 <br />87.5 <br />86.7 <br />85.8 <br />89.5 <br />88.8 <br />88.0 <br />87.2 <br />86.3 <br />89.9 <br />89.2 <br />88.5 <br />87.7 <br />86.8 <br />90.3 <br />89.7 <br />88.9 <br />88.2 <br />87.3 <br />90.8 <br />90.1 <br />89.4 <br />88.7 <br />87.9 <br />91.2 <br />90.6 <br />89.9 <br />89.1 <br />88.4 <br />91.6 <br />91.0 <br />90.3 <br />89.6 <br />88.9 <br />65 <br />92.6 <br />92.0 <br />91.4 <br />90.8 <br />90.1 <br />89.4 <br />66 <br />93.0 <br />92.4 <br />91.9 <br />91.3 <br />90.6 <br />89.9 <br />67 <br />93.4 <br />92.9 <br />92.3 <br />91.7 <br />91.1 <br />90.4 <br />68 <br />93.,7 <br />93.3 <br />92.7 <br />92.2 <br />91.6 <br />90.9 <br />69 <br />94.1 <br />93.6 <br />93.1 <br />92.6 <br />92.0 <br />91.4 <br />70 <br />94.5 <br />94.0 <br />93.6 <br />93.0 <br />92.5 <br />91.9 <br />