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Conditions <br />(continued) <br />Transfer Or Waiver Of We will waive the right of recovery we would otherwise have had against another person or <br />Rights Of Recovery organization, for loss to which this insurance applies, provided the insured has waived their rights <br />Against Others of recovery against such person or organization in a contract or agreement that is executed before <br />such loss. <br />To the extent that the insured's rights to recover all or part of any payment made under this <br />insurance have not been waived, those rights are transferred to us. The insured must do nothing <br />after loss to impair them. At our request, the insured will bring suit or transfer those rights to us <br />and help us enforce them. <br />This condition does not apply to medical expenses. <br />Liability Insurance <br />Form 80 -02 -VOW (Ray. 4-01) contract Nags 24 of $2 <br />