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ARTICLE XII <br />12.0 EMPLOYEE INSURANCE <br />12.1 Health Insurance. The City shall contribute towards the cafeteriaBenefitplan the payment of <br />premitus for affected employees and their dependents under the California Public <br />Employees' Retirement System (CalPERS) health insurance programs pursuant to the <br />provisions below. <br />A. The City shall continue to contribute toward medical premiums for each employee <br />covered by this MOU that amount equal to the premium in effect for the "employee - <br />only" and "family" tiers, respectively, of the CalPERS Kaiser "Other Southern <br />California" HMO plan, as determined by the employee's coverage selection. The <br />"employee only" tier applies to employees who have no dependents. Since the City <br />contracts with CalPERS for medical insurance, the amount described above will <br />include the CalPERS statutory minimum paid by the City. <br />B. Any contribution necessary to maintain benefits under any health insurance program <br />provided by the City for its employees and their eligible dependents in excess of the <br />amount of the City contribution to the Cafeteria Benefit Plan specified above shall be <br />home entirely by the employee. <br />C. For each such employee who is covered trader a spouse's non -City sponsored health <br />plan, the City will pay the employee a cash -in -lieu payment (subject to taxation as <br />wages) each month in an amount equal to one hundred percent (100 %) of the <br />monthly premium amount for the City's lowest "employee -only" coverage, if said <br />employee waives, in writing, City -paid coverage. If an employee waives City <br />provided coverage, said employee shall provide proof of medical insurance coverage <br />in anon City - sponsored health plan. Said waiver shall include aprovision warning <br />such employee that reentry into any of the City - sponsored plans is allowed only at <br />open enrollment, runless there is a qualifying event, and may require proof of <br />insurability for such employee and /or family. <br />12.2 Dental Insurance. The City agrees to contribute towards the cafeteria Benefit plan the <br />payment of premiums for dental insurance plans provided by the City for employees covered <br />by this MOU and their eligible dependents on the following basis: <br />A. One hundred percent (100 %) of the premium cost for "employee- only" coverage. <br />B. Up to one hundred ten dollars ($110) per mouth per employee for "family" coverage. <br />Any contribution necessary to maintain benefits under said dental plans in excess of the <br />amount of the City contribution to the cafeteria, plan specified above shall be borne entirely <br />34 <br />