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ARTICLE XII <br />12.0 EMPLOYEE INSURANCE <br />12.1 Health Insurance. The City shall contribute the following amounts toward the <br />payment of premiums for affected employees and their dependents under <br />the existing health insurance programs or new program or programs <br />providing substantially similar or improved coverage and benefits selected in <br />accordance with procedures in effect on the effective date of this MOU: <br />A. For each such employee who is covered under a spouse's non -City <br />sponsored health plan, the City shall pay the employee a cash <br />payment each month in an amount equal to 50% of the monthly <br />premium amount for the City's lowest "employee- only" coverage, if <br />the employee waives, in writing, City -paid coverage. <br />B. The City shall contribute toward medical premiums for each employee <br />covered by this MOU that amount equal to the premium in effect for <br />each tier of the CaIPERS Kaiser Permanente HMO Other Southern <br />California plan, as determined by the employee's coverage selection. <br />C. Any contribution necessary to maintain benefits under City- sponsored <br />medical plans in excess of the amount set forth above shall be borne <br />entirely by the employee. <br />D. The parties recognize that certain State and Federal laws, programs <br />and regulations, including the Affordable Care Act, may impact <br />future medical plan offerings. In the event that reform measures <br />enacted during the term of this MOU alter healthcare options, cost or <br />other elements of healthcare services, thereby materially altering the <br />provisions of this MOU, the parties agree that upon the request of <br />either party the parties shall re -open Section 12.1 hereof regarding <br />medical insurance for the purpose of discussing alternative <br />approaches and proposals to providing healthcare benefits <br />hereunder. In addition, should State or Federal laws concerning the <br />taxation of healthcare benefits change, the parties agree to meet <br />and discuss the impact of such change. <br />12.2 Dental Insurance. The City agrees to contribute a maximum of up to ninety <br />($90) dollars per month per employee toward the payment of premiums for <br />dental insurance plans provided by the City for employees covered by this <br />MOU and their eligible dependents. <br />CONFIDENTIAL ASSOCIATION OF SANTA ANA (CASA) MOU: 2015 -2017 Page 52 <br />