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W. <br />hen this insurance is excess, we will have no <br />duty. under Coverages A or'B tb defend the in- <br />cured agoirist arfy "Suit"'if ally other insurer has <br />A :duty to' defend 11he'irisured against thOt"'suit <br />ff ho bth,er r 66re( d_6f`bnd6,.We vAl, ui d&rtal�e to <br />do 931 �ilt,:woWill be efititled ;to" the insured's <br />rlghts against all thosa ctheransurers.. <br />Vllheri .this iriSrlr�rtice is excess :Woi btlt6r in- <br />krance; We will .pay hilly our 'share of the <br />ar�toLi f of `tire lass; if any; . that exceeds"`ihb <br />sum of: <br />(I) Thetotal amount that Al :such other insur- <br />ance .would _.pay for tho::ioss in :tha absence <br />bf this in8iirarice;.:.and <br />(2) The total .of ;all deductible,and :self4nsured <br />amoun under alI that ather.insurance:.. <br />:VVe w1ji, share:. the remaining lass, 4f.'any;: with <br />arny.uffier insui:arr.ce Lhat is hof dose lbgL pfd iii :this <br />c s:.lns.tirarlce provision ::arid. was . hot <br />btataght specifically to apply in, excess :df the <br />Limits :af lht urance shoWn i i the De6larations <br />cif, la -Coverage Part: <br />c: Mlethad C} ,Sharing . <br />If tin :of the other'iniguftAbe:perrriits:criritrib :tion <br />equal. shores, vue :will fe11dW `this, Method <br />also l lhder`this'approaeh each insurer cohfrlb- <br />utes equei arribUnts until it has.paid its.appkic <br />File::iiiitif of-insureij-i6e or. .~tune of #h6� foss e6- <br />irisins, whichever comes filrst_ <br />tf any of ttie other : "irsurance does Trot permit. <br />'COrIM15ution by.4grr6l shares, we will c&6irlbute <br />by limits. Uhder:this tried od each . insurer`s <br />share is based ori'ttie rafio of its ;applicable ii`ritlt. <br />Of iiisueanca'to the total.applicAblom:lirriits of in- <br />surarrce cP all'lnsurbrs. <br />5. Prerniiurn Audit <br />a: - Vilenrifl corripute all prerrhums .tar this C:ov'r <br />age Film irY :accoroano& with our :rules ;amid <br />_rales: <br />b.. PrerrituPH sl oWn in -this Coverage Fart as ad- <br />v,anpe preririurn is a :,depos![' 'pr*-rr'iiurr3 only:.. At <br />the :close .6f-eack audit period :wc will compute <br />;the :earned premium for that perlod. Audit'pre- <br />mrums are orae and payable on notice to the <br />first Named liisuretl. If the .suib of the advance <br />and audit ps paid for th "_Poilicy period is <br />grater`than the earned premium eve will return <br />the excess to the first _d <br />Irisured'. <br />c: Tho ;first Nahied Insured must:keep.record8,.of <br />the information: We need for premium co iputa- <br />tinrr, and .sand :us copies 2t such limes as. we <br />:nay raqu0t. <br />IRA& 7a df 13 <br />6.. 'Iq presen t6ffi ns; . <br />E3y aeacepting this policy, you agree; <br />a..:The staternerits in: the Declarations are:,aecu- <br />1`31P �i1(t Cr7r1'tl]IPIP;: <br />.b Tihoso :staterrrents are based :upari represrrnta <br />`fions-you'Pade to Us;, -'and . <br />c'. W:id haW :issucad :this policy In tbllanca upon <br />'yaUr rept ghtgtions.. <br />7:. 'Separation:.(3!f lrisure�s <br />:Ekoboiwiih rbspect to tho i:irriits.6f fniiranca,, aril <br />.any 'rightsi'r dutiesspecifically asgigned in his <br />Coyetage. PMrt to`the first Named Insuted, .this in <br />sur�i'ir;e ajaplis�: <br />a As Jf each. NaM&d tnsved dere the :iahly <br />Narfied insured, e d <br />Ii Separa4ely.to each ,insiret! agairlsf viriii7ni;clairii� <br />is.rn'ade- or "suit" As' :brought. <br />8. TransferO RIdhts Of Recovery:Agolftt Oth&6 <br />16 Us <br />if the :insured".hb`rights to:recover all: &r part:o. ahy <br />:payrrient Wr3:11i3v .:.fade ;under this Goverage,PartI <br />thr,se ;rights :'ars transferred to ibis: The :insure id <br />must. do ricrtl iii�y after lass to iiripalr fhbf i'. At: ouf <br />request; :tile Insured :wil(, }ring' „salt" rsr" traris'fer <br />those rights:to us acid"help us enfdree..tlid6i. <br />9. Wh6n live bo Not Renaw <br />If we decide hC to' r6hbw this Coverage Part; live <br />w1.1 inail.or deliver'ta the first Named Insured <br />shown:An: .the. Declarations :Written: nonce of the <br />norireneWai not Tess than 3t7 days lfore the :exp: <br />ration date. <br />If notice is rrrail <br />ed,.psaof.of tnailirig. Wil be sufficiorit <br />p'rot t:ofF notico. <br />S>~CT.f0 '5 DEFINITIONS <br />1. "'Advertisement" :.Weans a notice fhatAs broadcast <br />or published to .the general .public or specific mar- <br />let: segrnants. 6bout your: goods, products qr :ser- <br />vices` :For Zo purpose of attracfirig custorbars .or <br />uupportcr 8s. <br />2. Auto" rriearis a 1and'rrirrW' hlcle;trailer''or `s'eiii� <br />tr9rierdes1ghed:For travel on "public Toads, including:: <br />'any,affnnhacl 'MA'nhlnary nr ;etir 'iptriant i3iit. "arifE7": <br />does not include ,mob la equipm-ent' <br />3'. "'Badiiy nj;ury'` ...earls bodily injury,: sickness or <br />Aisease:sustali ed:by:a person including 'doatli: re- <br />sulting from any oft hese at =y"tirrfe. <br />4 -"Cravaragiv territory`:rriei�rfs: <br />a. The :i. nkecl States of ;Arrierica .: in'&fdi , <br />( ding its <br />territories and : possessions), Fuerto -.Ribo and <br />Canada, <br />apyright; .lnsurarce:5ervices Office i'ne., .1997 C <br />00 0107.98 <br />