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COMMERCIAL AUTO <br />CA 88 10 D1 13 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />BUSINESS AUTO COVERAGE ENHANCEMENT ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modified by the endorsement. <br />COVERAGE INDEX <br />SUBJECT PROVISION NUMBER <br />ADDITIONAL INSURED BY CONTRACT, AGREEMENT OR PERMIT <br />3 <br />ACCIDENTAL AIRBAG DEPLOYMENT <br />12 <br />AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS <br />19 <br />AMENDED FELLOW EMPLOYEE EXCLUSION <br />5 <br />AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE <br />13 <br />BROAD FORM INSURED <br />1 <br />BODILY INJURY REDEFINED <br />22 <br />EMPLOYEES AS INSUREDS (including employee hired auto) <br />2 <br />EXTENDED CANCELLATION CONDITION <br />23 <br />EXTRA EXPENSE — BROADENED COVERAGE <br />10 <br />GLASS REPAIR — WAIVER OF DEDUCTIBLE <br />15 <br />HIRED AUTO PHYSICAL DAMAGE (including employee hired auto and loss of use) <br />6 <br />HIRED AUTO COVERAGE TERRITORY <br />20 <br />LOAN / LEASE GAP <br />14 <br />PARKED AUTO COLLISION COVERAGE (WAIVER OF DEDUCTIBLE) <br />16 <br />PERSONAL EFFECTS COVERAGE <br />11 <br />PHYSICAL DAMAGE — ADDITIONAL TRANSPORTATION EXPENSE COVERAGE <br />8 <br />RENTAL REIMBURSEMENT <br />g <br />SUPPLEMENTARY PAYMENTS <br />4 <br />TOWING AND LABOR <br />7 <br />TWO OR MORE DEDUCTIBLES <br />17 <br />UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS <br />18 <br />WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US <br />20 <br />SECTION II — LIABILITY COVERAGE is amended as follows: <br />1. BROAD FORM INSURED <br />SECTION II — LIABILITY COVERAGE, paragraph A.I. —WHO IS AN INSURED is amended <br />to include the <br />following as an insured; <br />d. Any legally incorporated entity of which you own more than 50 percent of the voting stock <br />during the <br />policy period. However, "insured" does not include any organization that; <br />(1) Is a partnership or joint venture; or <br />(2) Is an insured under any other automobile policy; or <br />(3) Has exhausted its Limit of Insurance under any other automobile policy. <br />Paragraph d. (2) of this provision does not apply to a policy written to apply specifically <br />in excess of <br />this policy. <br />e. Any organization you newly acquire or form, other than a partnership or joint venture, <br />of which you <br />own more than 50 percent of the voting stock. This automatic coverage is afforded only <br />for 180 days <br />from the date of acquisition or formation. However, coverage under this provision does <br />not apply: <br />(1) If there is similar insurance or a self- insured retention plan available to that organization, <br />© 2013 Liberty Mutual Insurance <br />CA 88 10 01 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />Page 1 Of 7 <br />