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KILEY <br />If the certificate hotder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this cerfflcate does not center rights to the certficate holder In lieu of such endorsement(s). <br />If SUBROGATION IS WANED, subject Io the temrs and conditions of the poricy, codain policies may <br />require an endorsement. A statement on this certificate does not cooler rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />-. The Certificate of Insurance on the reverse side of this foam does not cvnstihda a contract between <br />the Issuing insurer(s), authorized representative or producer, and the certificate holder, nor does It <br />of rnnatively or negatively amend, extend or altar fire coverage afforded by the policies listed thereon. <br />ACORD 25. (200110 8) <br />