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POLICY NUMBER: ZBF9201722 07 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />ADDITIONAL INSURED - PRIMARY AND NON-CONTRIBUTORY <br />This endorsement modifies insurance provided under the following: <br />COMMERCIAL GENERAL LIABILITY COVERAGE PART <br />The following is added to SECTION IV — <br />COMMERCIAL GENERAL LIABILITY CONDITIONS, <br />Paragraph 4. Other Insurance: <br />Additional Insured — Primary and Non -Contributory <br />If you agree in a written contract, written agreement or <br />permit that the insurance provided to any person or <br />organization included as an Additional Insured under <br />SECTION II — WHO IS AN INSURED, is primary and <br />non-contributory, the following applies: <br />It other valid and collectible insurance is available to <br />the Additional Insured for a loss we cover under <br />Coverages A or B of this Coverage Part, our <br />obligations are limited as follows: <br />(1) Primary Insurance <br />This insurance is primary to other insurance that is <br />available to the Additional Insured which covers <br />the <br />Additional Insured as a Named Insured. We will <br />not seek contribution from any other insurance <br />available to the Additional Insured except: <br />(a) For the sole negligence of the Additional <br />Insured; <br />(b) When the Additional Insured is an Additional <br />Insured under another primary liability policy; <br />or <br />(c) When (2) below applies. <br />If this insurance is primary, our obligations are not <br />affected unless any of the other insurance is also <br />primary. Then, we will share with all that other <br />insurance by the method described in (3) below, <br />(2) Excess Insurance <br />(a) This insurance is excess over any of the other <br />insurance, whether primary, excess, <br />contingent or on any other basis: <br />(1) That is Fire, Extended Coverage, Builder's <br />Risk, Installation Risk or similar coverage <br />for "your work"; <br />(ii) That is Fire insurance for premises rented <br />to the Additional Insured or temporarily <br />occupied by the Additional Insured with <br />permission of the owner; <br />(ill) That is insurance purchased by the <br />Additional Insured to cover the Additional <br />Insured's liability as a tenant for "property <br />damage" to premises rented to the <br />Additional Insured or temporarily occupied <br />by the Additional with permission of the <br />owner; or <br />(iv) If the loss arises out of the maintenance or <br />use of aircraft, "autos" or watercraft to the <br />extent not subject to Exclusion g. of <br />SECTION I — COVERAGE A — BODILY <br />INURY AND PROPERTY DAMAGE <br />LIABILITY. <br />(b) When this insurance is excess, we will have <br />no duty under Coverages A or B to defend the <br />insured against any "suit" if any other insurer <br />has a duty to defend the insured against that <br />"suit". I1 no other insurer defends, we will <br />undertake to do so, but we will be entitled to <br />the insured's rights against all those other <br />insurers. <br />(c) When this insurance is excess over other <br />Insurance, we will pay only our share of the <br />amount of the loss, if any, that exceeds the <br />sum of: <br />(1) The total amount that all such other <br />insurance would pay for the loss in the <br />absence of this insurance; and <br />(ii) The total of all deductible and self insured <br />amounts under all that other insurance. <br />We will share the remaining toss, if any, with <br />any other insurance that is not described in this <br />Excess Insurance provision and was not <br />bought specifically to apply in excess of the <br />Limits of Insurance shown in the Declarations <br />of this Coverage Part. <br />(3) Method Of Sharing <br />(a) If all of the other insurance permits <br />contribution by equal shares, we will follow this <br />method also. Under this approach each <br />insurer contributes equal amounts until it has <br />paid its applicable limit of insurance or none of <br />the loss remains, whichever comes first. <br />(b) If any of the other insurance does not permit <br />contribution by equal shares, we will contribute <br />by limits. Under this method, each insurer's <br />share is based on the ratio of its applicable <br />limit of insurance to the total applicable limits <br />of insurance of all insurers. <br />ALL OTHER TERMS, CONDITIONS, AND EXCLUSIONS REMAIN UNCHANGED. <br />421-0452 12 14 Includes copyrighted materials of Insurance Services Office, Inc., with its permission. Page 1 of 1 <br />REVIEWED BY: EUNICE HEREDIA (PG, OI: ) <br />