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S) S
<br />Summarizes your average monthly and year-to-date balances, service charges and earnings
<br />allowance. It provides a step-by-step review of I-Tow your investable balance and earnings
<br />allowance were calculated. hit the following descriptions, the term "month" refers to the number
<br />of calendar days the account is open within the month..
<br />0
<br />Account Number/Group Account
<br />Number. The demand atelcoslt account
<br />(DDI number for flinis StAh.411prut.
<br />For r,,roient, flip ri number
<br />devniiah,c] in iopiosont 11 group
<br />of cvcc)riqs in a relatiomilip
<br />0 Page Numbers: Pac h i of Ote
<br />analysis is numbered conesclifivoly
<br />and also reflects the total number
<br />of ii in trip entire statement,
<br />0 statement Period; The lreginlnirvg.
<br />and enchric darn or the stroeirrient.
<br />0 contact: Year LiMo(zan Chase
<br />relationship naina?cni
<br />department managing your
<br />relationship
<br />0 Account Number! 1he nnirnircr of fliv
<br />Individual or group DUA covered by
<br />rhN Balance Analysis section.
<br />Average Ledger Balari Hie net
<br />sum of the daily hoOlve and negative
<br />ledger harancot for flip rnanIih,
<br />divided by the number of days in
<br />the Inonflic The balance of fins fast
<br />preceding business day Hs i for
<br />weekends and hcdhdays.
<br />Ili Less Average Fri difference
<br />h,w,,n tale average ledger bar,ince
<br />and average collected balance for
<br />Lie mordfi. PiVorgan Chase assigns
<br />Fear on deposited Kerns based on our
<br />Published avaiial 5diedcres
<br />0 Average Collected Balamee: t he net
<br />rum at the dally Positive and negative
<br />wilecred cdlarc.e5 loi the rnwith,
<br />divided by i number of days in
<br />the month.
<br />Average Negative Collected Balance:
<br />The surn of the dairy negatives.
<br />collected balances forttue month,
<br />divided by The number of dcvs fin
<br />this month r This trAirline , n
<br />S Used I
<br />determining the negative cu(leaud
<br />bdi'Ince fee, Willich also appears in
<br />the 5ervidpfiknatycfs section oryour
<br />scalencent.
<br />Average Positive Collected Balance; 0
<br />The SLIM of the, doully TI c011ecOnd
<br />bularices far the month, divided i
<br />the number of days In the north,
<br />(D Less Reserve Requirement: fire
<br />portion of trip DDA bolinkoc that
<br />must be set aside by the bank to inech
<br />reserve requirements. This account Is
<br />net available, to offset service r u,es,
<br />Average Investable Balance: The
<br />wrn of the average i collected
<br />baninces, less roseive requlrierecrnts
<br />(ress Loan coaddensating barances,
<br />it applicathe). This is the balance on
<br />which the vaiiI credit role (FiCk)
<br />is applied,
<br />Net Collected Balance Position: ifi•
<br />list Collected da[anc4, Position 1" the
<br />Burn of dreI rovemable baloney aod
<br />the reserve adjirsftnenit. For exn osc
<br />tannin Ps, These Positive ccolneLed
<br />funds are aviflable to yowl conipdriv
<br />In invet othrnL twidowte oar;,,aIlors
<br />for deficit bahtcnce�,, this is the
<br />additional] positive collecled halsvu,n
<br />requified to nffwt all service climrgcs,
<br />0 Earnings Credit Allowance;
<br />1ho calculated value or rtes
<br />mainlinnoft bridling the rrounth, which
<br />can be uwd to Lffliset bodance bawd
<br />servlcM charges. The i is disproved
<br />on each ronesponding detailed DATA
<br />statement.
<br />Balances Not Eligible for Earnings Total Charge for Services: The snnn
<br />Allowance; the edition of the of Ore charges for roorvicps reiI
<br />investable balances that does not This steMnar is dei in fli Service
<br />receive earl rr5ehfil, Analysis section, will be 6hhei r
<br />Hatences Eligible f©r earnings
<br />Allowance: fllw portion of dre
<br />Inve"table hataii that receives
<br />e ao6ngs credit.
<br />Less Balance Required: Balance
<br />cequired to Li the current month's
<br />balance r-based service charges.
<br />i (Dogi Investable Balance;
<br />llae excess or deficit in halini
<br />nerniirl acte.ir the harancec required
<br />to offset OM current nionhh's baence
<br />based service charges have been
<br />deducted.
<br />Reserve Adjustment Collecharl
<br />The reserve adjustment us used ion
<br />diciernninninp the (ohfi,(Fed balance
<br />position after offso of qPrvhP, cbartps.
<br />For excess investable balances, the
<br />res(ave, adustmeni represents SUrprus
<br />resorye4 based on e.,00es5 collected
<br />balances. Fx dtffict Investable
<br />halances, flip reserve adjustment
<br />rebm-cercs additional reserves based
<br />on deficit collected balances.
<br />55A-101
<br />A. Net Charge for Services: Apnouirl
<br />due for services after dectuding
<br />The local charge for serve es hom
<br />the earnings credit allowance
<br />where the result is nelsarive,
<br />B. Net Service Credit: Ani of
<br />excess credit remaining after
<br />the Wind charr,e for 5eivicn s has
<br />been deducted firom the earinings
<br />credit allowance where the i
<br />is Positive.
<br />Service Charge Amount: Net charge
<br />(total 5PIrViCe charge Ater offset of
<br />earning allowan(ah, which will or,,
<br />dobhod front DDA Vou have specified
<br />(on invoiced, if applicable).
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