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Account Terms
<br />V2,210222m
<br />INTRODUCTION
<br />This document (the "Account Terms"), contains the general terms and conditions and other disclosures for the accounts and services which
<br />the Customer may select, and constitutes aoagreement between the Bank and Vie Cu*/omo'Refeences,u"tneaaox.whnoonodintho
<br />Amount Terms, shall mean JPMorgan Chase Bank, N,&, arid any of its affiliates of subsidiaries, as applicable References to the
<br />"Cumnwmr^i^ the Amount Terms mean the governmental, nonfirriffir or business entity to which the Bank provides accounts arid services, All
<br />accounts subject t* the Account Terms are, regardless ,f their location, referred Lv"n this document as'Accnvms ^ The Account T*nnomay
<br />be supplemented or amended by existing or future agreements terms and conditions, and notices, indurtfirg, but not firmled to any terms
<br />contained in an account application, signature card or similar doeurnent for an Accourat or arrangements regarding specific types of Amounts
<br />of services ("Services") offered by the Bank as described herein or which by their terms ("Service Terms") are subject to the Amount Terms
<br />By signing the signature card, account application or Moular document or by using or continuing to use any of the Accounts or Services, the
<br />Customer agrees to the Amount Terms and such supplements, amendments agreements, terms and Conditions, notices or Service Terms, as
<br />applicable
<br />The Accounts established with the Bank are sublecii to the Amount Terms and relevant Account documentation [Acm /o natio
<br />The Customer shall not transfer any of its rights and obligations ma: Account mwith respect m a Service, n, create any form 'fsecurity
<br />interest over such rights and obligations or in an Amount, without the prior written consent of the Bank
<br />Authorized Persons.
<br />,/ The Bank a authorized w rely upon any document that indicates the person authorized to act on behalf of the Customer ("Authorized
<br />Person"i with respect to the Accounts and Services,, until the authority for the Authorized Person, is withdrawn by the Customer upon
<br />written notice to the Bank, and the Bank has a reasonable opportunity to act on the herminahon instruction. rhe Customer will provide
<br />specimen signatures to the Bank, in the mariner requested by the Bank
<br />1 2 Each Authorized Person, subject to any written limitation received and accepted by the Bank, is authorized on behalf of the Customer to:
<br />open, operate and close Accounts; overdraw Accounts as permitted by the Bank, appoint arid remove Authorized Persons� execute or
<br />otherwise agree to any form of agreement reliffing to the Accounts of Services, including, without limitation, Account Crocunnenftkhon�
<br />execute guarantees, indemnities or other undertakings to the Bank in relation to guarantees, letters of credit or other financial
<br />transactions, or in relation to missing clocumenrs� draw, accept, endorse or discount Checks, drafts, bills of exchange, notes and other
<br />financial instruments 11terns'�, receive resisters related to security procedures; and give instructions (`Inrriruolionrc�, inducing, without
<br />limitation, requests and payment orders, by means other than the signing of an literor with respect to any Account transection. Without
<br />linistafflon, such Instructions may be given singly or othemilve reqrfrding� (1) the payment, transfer or withdrawal of fuinds by wife,
<br />Computer or other electronic mearls, or otherwise, In) money, credits, items or property at any time field by the Bank for amourn of file
<br />Customer; or (H) any other transaction of the Customer with the Bank
<br />1 3 if the Customer Bank with facsimile signature specimens, o'if the Customer issues Items with * facsimile signature 000ne
<br />occasions, at moire the Bank | authorized uo pay Items signed by facsimile signature (ioduuioV but not limited to, compvte'gwow/*wd
<br />signatures) .f the adva/vr purported f*rwmne* urb, regardless rr how */*; whom affixed, resembles the specimens filed with the
<br />Bank by the CUldomerr or resembles a specimen facsimile signature otherwise employed for the Customer's benefit
<br />1 * The Customer represents that, prior u`»umnmmg any document which designates the persons mxxo,izmoto act ox the Customers
<br />behalf, the Customer shall obtain train earn individuall referred to in sucu document air necessary consents to enable the Bank to
<br />process the data set out therein for ffre purposes of providing the Service
<br />Instructions; Security Procedures,
<br />1| The Bank and the Customer may from time mtime agree upon u security procedure wbwfollowed by the Customer the issuance
<br />of an Instruction arl by the Bank upon the receipt of an Instruction, so as to enable the Bank to verify that such Instruction is effective
<br />as that of the Customer A security procedure may require the use of algorithme at other codes, identifying words or numbers,
<br />encryption, call back procedures or sinAar security devices. It is understood that such security procedure is designed to verity the
<br />authenticity of, and not to detect errors in, Instructions The Coolorner agrees to safeguard shelf security procedure and to make it
<br />available only to authorized persons Any Instruction, the authenticity of which has been verified through such security procedure, shall
<br />be effective as that of the Customer An authenticated SWIFT message issued to the Bank in the name of the Customer shall be
<br />deemed to have been given by an Authorized Person The Customer shall be, bound by and Cohere to the mconly procedures for use
<br />of the Service orivised to, it in writing W electronically by file Bank, as may be revised from time to time upon ounce to the Customer
<br />?z The Bank is not obligated /o confirm any Instructions |f the Customer, other m^nwith respect `n security procedures, chooses m
<br />confirm an Instruction, any confirmation must be clearly mwked as such, and. if there is any discrepancy between an Instruction and a
<br />confirmation, the terms of the |oahnchon shall prevail. Subject the Bank may,g its Option, Use ally means mCmmUmom
<br />corhy any request or Instruction, even ff any agreed security procedure aperture to have been followed |f the Bank |u not satisfied with
<br />any confirrination or Clarification, it may decline to rarer the Instruction
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