55A - RESO - DEPOSITORY SRVS - Laserfiche WebLink

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Pi loosat for the C'Hy^ cA Santa Ana .JT Mor( an An image quality analysis dOA) is performed on each item and includes tests for: dots per inch (DPI), document length, document height, missing corners, streaks, darkness, noise, brightness, contrast, focus, skew, integrity and MICR match. mages that fail the initial image quality test are deemed suspect. These items are manually reviewed to determine it the deficiency (e.g., too light, Palled contrast, unreadable signature, etc.) is within the guidelines of Check 21. We pass fie items back into the clearing process if the decision is yes, since these items have a high probability of acceptance at the paying bank. These items will incur an additional day of availability. Images that are unacceptable, nonconforming images (NCls) are entered into the deposit correction system. The City will receive an adjustment notice advice as you do now for paper deposit items. The City can then either rescan the item or submit the item via paper deposit. The data from the imaged checks are sent to J.P. Morgan for clearing optimization. Items drawn on image - exchangeable endpoints will be cleared via image exchange. Items drawn on non - image- enabled endpoirits wN be cleared via image replacement documents (il also known as substitute checks). Eligible items are cleared via ARC. J.P. Morgan employs some of the most advanced ACH- eligibility decision methodologies in the industry to decide the most effective means of clearing items. Zero Administrative Returns (ZAR); Nonfatal ACH returns will automatically be re- presented up to two times based on your account setup. Preemptive Processing Intelligence (PPI): Ineligible item database logic ensures clearing as a check via image exchange or IRD. Notification of Change (NOG): The NOC database enables repetitive payment processing edits to ensure ARC processing. Deposit adjustments and return items are handled the sarne as paper items, The City can use the existing current -day and prior -day balance and transaction reporting that we provide for paper cash letters. These reports can be accessed via our information reporting systems. Security Our Internet -based solution offers 128 -bit encryption and Secure Socket Layer (SSL) protocols with data encryption to keep your transactions secure. Administrative Control The City of Santa Ana may configure Image Deposit Direct specifically according to the City's needs. Set up users, define user IDs, passwords and assign /delete roles for staff scanning documents, Gast Differential This solution allows the City of Santa Ana to use an integrated capture system to improve their receivables management process. Image Deposit Direct (IDD) can be integrated with your accounts receivables system. Integration to back - office accounting systems its available to provide a seamless payment rapture system. IDD offers a significant cost reduction by utilizing electronic imaging verses paper check presentation. Savings will be evidenced on a per item basis with increased availability on items imaged. Additionally, the City of Santa Ana will reap soft savings that will help City ernployees reallocate time from processing and delivering deposits. P iglie Iii 55A -45