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airoriorsnal for the City of Saanin Ana, JP Cv orcran <br />4. <br />.. .r n,%..,' r ,, is i ;)n,,; i.. <br />JPMorgan Chase Bank, NA (JPMC) has a proven history of commitment to the goals of the CRA, and to <br />community service. This commitment is exemplified by the consistent rating of outstanding compliance <br />with the Community Reinvestment Act (CRA), in its past examinations by the Federal Reserve Bank of <br />New York, and most recently with the Office of the Comptroller of the Currency. <br />A n v A ow, r,�r,,,A G a On Its most recent federal CRA performance examination, <br />""""""'" "'"`"""" 4. P. Morgan earned the highest uossible GRA rahrtg of <br />J. F�! Morgan "Outstanding" for the er bLV consecutive Bone,_ <br />We have long supported economic development, affordable housing, support services, education, and <br />other community development initiatives by providing grants to not- for - profit organizations and financial <br />intermediaries devoted to these areas. In addition, the bank has been a leader in designing and fostering <br />innovative programs to moet the changing needs of its communities. <br />In 2004, JPM..organ Chase created the Homeownership Preservation Office. We were the first financial <br />institution to create such an office, and are recognized as an industry leader in foreclosure prevention. <br />The Homeownership Preservation Office helps families stay in their homes whenever possible by <br />connecting homeowners with counselors through a national help line and leading foreclosure- prevention <br />workshops and local training programs for community leaders, housing advocates, public officials and <br />investors, Families from the City of Santa Ana at risk of losing their homes to foreclosure have utilized <br />the national help Vine with the assistance of nonprofit housing counselors. <br />Paricr 54 <br />55A -74 <br />