PENCO ENGINEERING, INC. 3 - 2015

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Damage Coverage, A. Coverage, 4. Coverage Ea- teaxians; item d. is added as follows: d Personal Effects Coverage We will pay up to 5500 for loss (or clothing items nr other personal effbets that are owned by an insured and are in all Owned auto at the time of a covered loss. Personal Effects do not include audio visual or electronic devices, money, giftoards. SCCru- ritics, jowclry, or tools. This coverage is excess over any other collec- fible insurance (I) We will pay only for those cxpenyes in- currcd by you that begin 2=4 hours after the covered loss. (2) We will cease paying for those expenses, regardless of the policy's expiration date. at the earlior of the following dates: (a) The number n1' (lays leasonably re- quired to repair or replace tine cov- ered auto. II' loss is caused by theft, this number of clays is added it) the number of days it takrs to locntc and return the covered auto to you; or (b) 45 clays Iron the date this coverage No deductible applies to this covcntge. begins. ,1. Ah-bog Coverage (3) Our payment is limited to the lesser of the following anl➢antiI I, Form CA0001 (it' attached to this policy), Section III - Physical Damage Coverage, 13. (a) Necessary and actual expenses in - Exclusions. 3.a.; and Fmm CA0020 (if al- curred by you; or Cached to this policy). Section IV - Physical Damage (:overage, B. Exclusions, 3.a.; the (b) SIJ00. following is Li (4) Tlus coverage does not apply while there However, mechanical breakdown does not tare Spam Ol reserve autos available to you mean the unintended discharge of an air -bag, for your operations. provided that any loss covered under this provision is excess over any other collectable (5) If loss results from the total theft of a insurance or wtuaxmty (designed to Cover such covered private passenger type auto of unintended dischargN. CA0020 is attached to this policy), or a K. Rental Rein laurscincrit covered private pussenger auto fir CA0001 is attached to this policy), we Forth C'AU001 (if attached to this policy), Section will pay under this coverage only that III - Physical Damage Coverage, A. Covcragc. 4. amount of your covered rental expenses Covcragc Estuosions; and form CA0020 (if at.- or additional n:ansporralion cxpeaecs utcbeef to this policy), Section IV - PhY-sical Dam- which tire not already provided for under age Coverage, A. Covcragc- 4. Coverage the Physical Dainage Coverage Uxtcn- Utensionat item c Is added as follows' sions. c. Rental Reintbnrsement or Transportation 1- E]tended Towing Coverage Espouses If loss occurs to a covered ;into described or designated in the Declarations or Schedule and covered for Physical Damnge Coverage, we will pay for rental e,vpenses frnr the rcnral of it similar replacement auto and additional transportation expenses. incurred by yolk. This payment applies in addition to the oth- euvise applicable amount of each coverage you It on the covered auto. No deductible applies ut this coverage, Howeam': I. Form CA0001 (if attached to this policy), Section III - Physical Damage Coverage, A. Coverage, 2. Towing. is replaced by th,: fol- lowing: 2. Fxtended Towing We will pay all to S750 per disableaury or towing and labor costs you orient. each time your co m,ed unto is disabled. However: CAT0183-10 Page A of 7 _E EVIEWED BY: / Y, € MCE HEREDIA (PG 7Ot- � Ft(...---------�--t,