PENCO ENGINEERING, INC. 3 - 2015

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Any insurance provided under this provision will be excess over any other collectible insurance. S. Extended Class Coverage Donn C'A0001 (if amaulud to this policy), Section III — Physical Damage C'ovcrage, A. Coveiaai , item 3.a.; au:d form CA0020 (if attached to this policy), Section IV - Physical Damage Coverage, A. Coverage, itonr ).a.; is replaced by the follow- ing: n. Glass breakage. It glass must be replaced, the deductible will be ti100 ur the deductible shown, in the Declarations, whichevoi is lens. If glass can be repaired and is actually repareti rather (hat replaced, the deductible will be waived. You have the optirnn of having the glass repaired rather than replaced. T. Broadened Definition of Bodily Injury Fenn C'A0001 (if attnchod to this policy), Scalia, V - Definitions, item C.; and Farm CA0020 (Wat- (achcd to this policy). SECTION VI - DEFI- NITIONS, item C.; is replaced by the fallowing: CBodily Injury means bodily injury, sickness or disrr3e sustained by it person including death or nteuttl anguish resulting from any ol'thesc at any onto. Mental anguish moans any, type of nunral m: emotional illness or di- scasc. L'. Customer Lease or Loan Physical Damage C'over- age Extension Pone CA0001 (if attached to this policy), Section HI - Physical Damage Coverage, C. Limit of In- strof)M and form CA0020 (it' attached to this policy). Section IV - Physical Damage Coverage, C. Limits Qf In9nr-nneC; item S. is added as Bellows: i. If ,your covered owned suit) is: (1) Shown in the Schedule and designated as covered Inn Physical Damage C'ovcr- age: and 12) Shown in this polity as having it lass payee or ndditiunal-iusurud-lessor, and 0) Incurs a covered total loss; we will pay the gretatcr of (n) Tlic aetnol cash value, as determined by us, of the damaged or stolen propm'ty as of the time of the total loss: or (h) The outstanding indebtedresa under the initial Imance agreement for the covered safe and its cyvilnnent. As used hC'c, outstanding indebtednessmcans the amount YOU owc on the finance agree - Client 2t Clio time of total loss: W Less any amounts representing tuxes, ovoic(ue payments, penalties, interest, or charges resulting from overdue paymouts, additional mileage, exec:::; weal and sear, or leasc termination fees; and 00 Less any administrative costs or ovcnccaci. ices assessed by the lnance company who has leased the cooerml auto to you; and (tit) Less socurity dcposlna not returned by tin lessor; end (iv) Lens costs for extended waianties, Credit Lilo Insurance, Health, Accident or Dis- ability Insurance purchased with the loan or lase; and (v) Less carry-over halanccs from previous loans or leases. V. Two at- More Deductibles Seen()" III - Physical Damage Coverage, D. De- ductible, (he rllowing is added: It' another Firenan'.s Fund Insurance Company policy or coverage Poem that is not on automobile policy or coverage form applies to the same acci- dent or loss, the following applies: (1) If the deductible under this Business Auto Coverage Form is the lessor of (or leatsL) de- ductiblo, it will be waived. (2) If (hc deductible under this Business Auto Coverage Form is not the lesser, (or (cast) de- ductible, it will be rvduecd by the wnounl of the Icsscr (or [cast) dcductibtc. cnzC'a a-r r, Paige 7 oi' 7 FtGVICEUNICE FIEREDIA (PGA)OF10)