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The Fellow Employee Excusi or contained in Section 11 -Covered Autos Liability Coverage does not apply. <br />D. Driver Safety Program Liability and Physical Damage Coverage <br />1. The following is added to the Pacing Exclusion in Section 11 - Covered Autos Liability Coverage: <br />Th s Rxrlirsinr dnes not apply to covered ""autos'" participating in a drive- safety program event, such as, but rot <br />limited to, auto or truck rodeos and other auto or truck agility demonstrations. <br />2. The following is added to Paragraph 2. in the Exclusions of Section III - Physical Damage Coverage of the <br />Business Auto Coverage Fo,m and Paragraph 2.b. in the Exclusions of Section IV - Physical Damage <br />Coverage of the Motor Carrier Coverage Form: <br />This exclusion does not apply to covered "autos" participating in a drive, safety program event, such as, but not <br />hi-nited to, auto or truck rocleos, and other auto or truck agility demonstrations <br />E. Lease or Loan Gap Coverage <br />The following is added to the Coverage Provision of the Physical Damage Coverage Section: <br />Lease Cr Loan Gap Coverage <br />In the event of a total "loss" to a covered "auto", we will pay any unpaid amount due on the lease or loan for a covered <br />""auto", less, <br />a. Any amount paid under the Physical Damage Coverage Section of the Coverage Form; and <br />b. Any: <br />(1) Overdue i or loan payments at the time of the "loss", <br />(2) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage, <br />(3) Security deposits not returned by the lessor" <br />(4) Costs for extended warranties, credit life insurance, health, accident or disability insurance purchased veith the <br />loan or lease-, and <br />(5) Carry-over balances from previous leases or Icans. <br />F. Towing and Labor <br />Paragraph A.2. of the Physical Damage Coverage Section is replaced by the following: <br />We will pay up to S75 for towing and labor costs incurred each time a covered "auto" of the private passenger type is <br />disabled. Hcwever, the labor must be performed at the place of disablement. <br />G. Extended Glass, Coverage <br />The following is added to Paragraph A.3.a. of the Physical Damage Coverage Section: <br />If glass must be replaced, the deductible shown in the Declarations will apply. However, if grass can be repaired and <br />is actually repaired rather than replaced, the deductible will be waived. You have the option of having the glass <br />repaired father than replaced. <br />H. Hired Auto Physical Damage - Increased Loss of Use Expenses <br />The Coverage Extension for Loss Of Use Expenses in the Physical Damage Coverage Section is replaced by the <br />following: <br />Loss Of Use Expenses <br />For Hired Auto Physical Damage, we wil I pay expenses for which an "insured" becomes legally responsible to pay for <br />loss of use of a vehicle rented or hired without a driver under a written rental contract or wrttei I rental agreement. We <br />will pay for loss of use expenses if Caused by: <br />U-CA-424- F CAN (0,4114) <br />Page 2 of 6 <br />Includes copyrighted material of insurance Services Office, Inc., with its permission. <br />