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IMPORTANT <br />|fthe certificate holder isaoADDITIONAL INSURED, the po|iq4ies must beendorsed. Astatement onthis <br />certificate does not confer r�ghts to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require <br />an endorsement. Astatement on this certificate does not confer rights to the certificate holder in Qeu of <br />suchendorsementW. <br />DISCLAIMER <br />This Certificate of Insurance does not constitute v contract between the issuing inxurer(s), authorized <br />representative or producer, and the certificate holder, nor doe: it affirmatively or negatively amend' <br />extend oralter the coverage afforded bythe policies listed thereon, <br />