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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed, A statement on this <br />certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION ISWAIVED, subject tothe terms and conditions ofthe policy, certain policies may require <br />an endorsement. A statement on th� certificate does not confer rights to the certificate holder in lieu of <br />suchandmmement(y). <br />DISCLAIMER <br />This Certificate of Insurance does not oonsUtute a contract between the issuing iosu*er(s), authorized <br />representative or producer, and the certificate holder, nor does it affirmatively or negatively amend' <br />extend oralter the coverage afforded bythe policies listed thereon. <br />