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(G) If we have made a written offer to you, in eoomndanoe wfth the tinnefrannea shown in <br />Paragraph 4.o. above, to renew the Certificate of Insurance under changed bamns or <br />conditions or at an increased premium rate, when the increase exceeds 25%. <br />o. The transfer ofa Certificate of Insurance between companies with the same insurance group or <br />changes in Deductible, premium, Limit of Insurance or coverage are not refusal to renew. <br />5. Conditional Renewal <br />If we elect to renew this Master Policy or Certificate of Insurance, and the renewal is subjecttnany of <br />the following: <br />a. Increase in Oedactibke� <br />b. Reduction in Limit of lnsurance� <br />c. Elimination pfcoverages; mr <br />d. 25% or more rate increase, <br />We ohmU mail ordeliver written notice of the change(s) to the Members of the Fitness and VVe||neaa <br />Group at the mailing address shown in the Master Policy Declarations or the first Named Certificate <br />Holder at the mailing address shown in the, Certificate of Insurance and to the producer of raoord, if <br />any, mtleast GOdays, but not more than 12Odays, before the expiration date. <br />6. Mailing time must be added to the notice periods as follows: <br />a. Add 5days if the place ofaddress and place ufmailing hainCa|ifomk� <br />b. Add 10 days if the place of address or place of mailing is outside of California; or <br />C. Add 20 days if the place of address or place of mailing �S Outside the I.-Inited States. <br />Page 4of4 <br />