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MORTGAGEE'S CONSENT <br />This Mortgagee's Consent is executed by the undersigned Fanners & Merchants Bank of <br />Long Beach ( "Lender ") as the current beneficiary of record under that certain Deed of Trust <br />encmnbering the Property and recorded December 17, 2010 as Instrument No. 2010000682344 <br />in the Official Records of Orange County, California (as amended, the "Deed of Trust "), The <br />Lender has reviewed the foregoing Second Amended and Restated Development Agreement (the <br />"Second Amendment "), and hereby consents to the teens and conditions of the Second <br />Amendment. Capitalized terms used and not otherwise defined in this Mortgagee's Consent shall <br />have the meanings set forth in the Second Amendment. <br />FARMERS & MERCHANTS BANK OF <br />LONG BEACH, a <br />By: <br />in <br />[Printed Name and Title] <br />[Printed Name and Title] <br />-16- <br />11 A -22 <br />