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Thirdwave Corporation <br />PHSD1078175 <br />10/24/2015 -10/24/2016 PI -BP -001 (R105) <br />No deductible shall apply to this coverage. <br />S. Business Income Enhancement <br />Section A. Coverage, item 5. Additional Coverages, section f. Business Income Is amended as <br />follows: <br />The reference to '60 days" as the limitation on payroll expenses is replaced by "365 days. <br />9. Lock Replacement <br />Section A. Coverage, item 6. Coverage Extensions will also include: <br />You may extend the insurance provided by this coverage form to cover necessary expense to repair <br />to replace exterior or interior door locks of a covered building: <br />a) If your door keys are stolen in a covered theft loss; or <br />b) When your property Is damaged and your door keys are stolen by the burglars. <br />The most we will pay under this extension of $250 for any one occurrence, <br />10. Removal of Sewer Backup Excluslon <br />Section B. Exclusions, item g(3) is amended to include: <br />Backups of sewers will not be excluded, but the mostwe will pay for such losses is $500 in the policy <br />period. <br />Part 2: Liability Coverage Enhancements: <br />The following amendments are a part of the BUSINESSOWNERS LIABILITY COVERAGE FORM: <br />1. Medical Payments <br />If Medical Payments Coverage (Coverage A.2.) Is not otherwise excluded from this Coverage Part: <br />The Medical Expense Limit is changed subject to all the terms of Limits Of Insurance (Section D) to <br />the greater of: <br />a. $10,000; or <br />b. The Medical Expense Limit shown in the Declarations of this Coverage Part, <br />2. Supplementary Payments <br />In the Supplementary Payments — (Coverage AAA.): <br />1. The limit for the cost of bail bonds (item (2)) is changed from $250 to $500; and <br />2. The limit for loss of earnings (Item (4)) is changed from $250 a day to $500 a day. <br />3. Blanket Additional Insureds <br />Who is An Insured (Section C) is amended to include the following, but only for liability arising out of <br />the negligence of the Named Insured: <br />Each of the following is also an Insured: <br />a. any Contractor, including contracting governmental entities, who hires you as their <br />subcontractor; <br />b. any person or organization who has an ownership interest in you; <br />c. any lessor of leased equipment, who rents equipment to you, but only with respect to <br />liability arising out of the maintenance, operation, or use by you, provided however that this <br />Page 3 of 5 <br />Includes copyright rnitedal of the Insurance Services Office, Inc, used with its permission, <br />c F -7 <br />