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TH|RDVVAVEOORPORATK]N <br />POLICY NO. PHSD1178283 <br />POLICY TERM: 10/24/2016-10/24/2017 <br />This endorsement modifies insurance provided under the following: <br />BUS|NESSOVVNERSLIABILITY COVERAGE FORM <br />BUSINESSOWNERS SPECIAL PROPERTY COVERAGE FORM <br />It is understood and agreed that the following extensions only apply in the event that noother specific <br />coverage for the indicated loss exposures are provided under this policy. If such specific coverage applies, <br />the terms, conditions and limits of that coverage are the sole and exclusive coverage applicable under this <br />Throughout this endorsement the words "you" and "your" refer to the Named Insured shown in the <br />Declarations. The words "we^.^um^and ^our"refer tothe Company providing this insurance. <br />Part 1: Property Coverage Enhancements: <br />The following amendments are a part of the BUSINESSOWNERS SPECIAL PROPERTY <br />COVERAGE FORM: <br />1. Increased Glass Limits <br />Section A. Coverage, item 4.b. is replaced by: <br />k With respect to glass (other than glass building blocks) that iopart of the interior ofabuilding <br />or structure, or part of an outdoor sign, we will not pay more than $3,000 for the total of all <br />loss ordamage inany one occurrence. <br />ThiaLimitationdoaonoiopp|yto|ouoordmmegabythe"epeoi5eduouaeeof|oao".axcept <br />vandalism. <br />2. Increased Fire Department Service Charge <br />Section A.Coverage, item 5.o. isreplaced by: <br />c. Fire Department Service Charge <br />When the fire department iucalled bosave orprotect Covered Property from nCovered Cause <br />of Loss, we will pay up to $3,000 for your liability for fire department service charges: <br />(1)Assumed bycontract oragreement prior toloss; or <br />(2)Required bylocal ordinance. <br />3. Reduced Waiting Period and Longer Duration for Civil Authority Coverage <br />Section A. Coverage, item 5J. is replaced by: <br />Civil Authority <br />We will pay for the actual loss of Business Income you sustain and necessary Extra Expense <br />caused by action of civil authority that prohibits access to the described premises due to direct <br />physical loss of or damage to property, other than at the described premises, caused by or <br />resulting from any Covered Cause nfLoss. <br />The coverage for Business Income will begin 48 hours after the time of that action and will <br />apply for aperiod ofuptothree consecutive weeks after coverage begins, <br />Page 1of5 <br />