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S� <br />Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what <br />Is and is not covered. <br />Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations. The words <br />"we ", "us" and "our" refer to the stock insurance company member of The Hartford providing this insurance. <br />The word "Insured" means any person or organization qualifying as such under Section C. - Who Is An Insured, <br />Other words and phrases that appear In quotation marks have special meaning. Refer to Section 0. - Liability And <br />Medical Expenses Definitions, <br />w <br />1. BUSINESS LIABILITY COVERAGE (BODILY <br />INJURY, PROPERTY DAMAGE, PERSONAL <br />AND ADVERTISING INJURY) <br />Insuring Agreement <br />a. We will pay those sums that the Insured <br />becomes legally obligated to pay as <br />damages because of "bodily injury" <br />"property damage" or "personal and <br />advertising Injury" to which this Insurance <br />applies, We will have the right and duty to <br />defend the insured against any "suit" <br />seeking those damages, However, we will <br />have no duty to defend the insured against <br />any "suit" seeking damages for "bodily <br />injury", "property damage" or "personal and <br />advertising injury" to which this insurance <br />does not apply. <br />We may, at our discretion, Investigate any <br />"occurrence" or offense and settle any claim <br />or "suit" that may result, But; <br />(1) The amount we will pay for damages is <br />roped as described in Section 0, - <br />Liabllhy And Medical Expenses Limits <br />Of Insurance; and <br />(2) Our right and duty to defend ends when <br />we have used up the applicable limit of <br />insurance In the payment of Judgments, <br />settlements or medical expanses to which <br />this insurance applies. <br />No other obligation or liability to pay sums or <br />perform arts or servicas is covered unless <br />explicitly provided for under Coverage <br />Extension - Supplementary Payments. <br />b. This Insurance applies: <br />(1) To "bodily Injury" and "property <br />damage" only if: <br />(a) The "bodily Injury" or "property <br />damage" is caused by an <br />"occurrence" that takes place in the <br />"coverage territory"; <br />(b) The "bodily injury" or "property <br />damage" occurs during the policy <br />period; and <br />(c) Prior to the policy period, no insured <br />listed under paragraph 1. of Section <br />C, — Who Is An Insured and no <br />"employee" authorized by you to give <br />or receive notice of an "occurrence" <br />or claim, knew that the "bodily injury" <br />or "property damage" had occurred, <br />in whole or in part, if such a listed <br />Insured or authorized "employee" <br />know, prior to the policy period, that <br />the "bodily injury" or "property <br />damage" occurred, then any <br />continuation, change or resumption <br />of such "bodily injury" or "property <br />damage" during or after the policy <br />period will be deemed to have been <br />known prior to the policy period. <br />(2) To "personal and advertising Injury" <br />caused by an offense arising out of your <br />business, but only 9 the offense was <br />committed in the "coverage territory" <br />during the policy period. <br />o. "Bodily Injury" or "property damage" will be <br />deemed to have been known to have <br />occurred at the earliest time when any <br />insured listed under Paragraph 1, of Section <br />C. _. Who Is An Insured or any "employee" <br />authorized by you to give or receive notice <br />of an "occurrence" or clairw <br />(1) Reports all, or any part, of the "bodily <br />injury" or "property damage" to us or <br />any other Insurer; <br />Form SS 00 06 04 05 Page 7 of 24 <br />0 2006, The Hartford <br />