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Named Insured: Koff & Associates, Inc. Policy 457SBAAZ7015 BUSINESS LIABILITY COVERAGE FORM Form SS 00 08 04 05 Page 11 of 24 (b) Rented to, in the care, custody or b. Coverage under this provision does not control of, or over which physical apply to: control is being exercised for any (1) "Bodily Injury or "property damage" Purpose by you, .any of your "employees", that occurred; or "volunteer workers", any partner or member (if you are (2) "Personal and advertising injury" a partnership or joint venture), or arising out of an offense committed any member ('rf you are a limited before you acquired or formed the liability company). organization, b. Real Estate Manager 4. Operator Of Mobile Equipment Any person (other than your "employee" or With respect to "mobile equipment" registered in N "volunteer worker"), or any organization your name under any motor vehicle registration m while acting as your real estate manager. law, any person is an insured while driving such c. Temporary Custodians Of Your equipment along a public highway with your Property permission. Any other person or organization Any person or organization having proper responsible for the conduct of such person is, temporary custody of your property if you also an insured, but only with respect to liability N die, but only: arising cut of operation of the p 9 Pa equipment, and [ only if no other insurance of any kind Is available (1) Vvitlt respect to liability arising out of the to that person or organization for this liability. maintenance cruse of that property; and However, no person or organization is an insured H (2) Until your legal representative has with respect to: been appointed, a. "Bodily injury" to a co -"employee" of the d. Legal Representative If You Die person driving the equipment; or Your legal representative if you die, but b. "Property damage" to property owned by, only with respect to duties as such. That rented to, in the charge of or occupied by representative will have all your rights and you or the employer of any person who is duties under this insurance. an insured under this provision. _ e. Unnamed Subsidiary S. Operator of Nonowned Watercraft u Any subsidiary and subsidiary thereof, of Wth respect to watercraft you do not own that yours which is a legally incorporated entity is less than 51 feet long and is not being used of which you own a financial interest of to carry persons for a charge, any person is an _ more than 50% of the voting stock on the insured while operating such watercraft with effective date of this Coverage Part. your permission, Any other person or The Insurance afforded herein for any organization responsible for the conduct of subsidiary not shown in the Declarations such person is also an insured, but only with as a named insured does not apply to respect to liability arising out of the operation injury or damage with respect to which an of the watercraft, and only if no other — insured under this insurance is also an insurance of any kind is available to that — insured under another policy or would be person or organization for this liability. an insured under such policy but for its However, no person or organization is an termination or upon the exhaustion of its insured with respect to: limits of Insurance, a. "Bodily injury" to a co -"employee" of the = 3. Newly Acquired Or Formed Organization person operating the watercraft; or — Any organization you newly acquire or form, b. "Property damage" to property owned by, — other than a partnership, joint venture or rented to, in the charge of or occupied by limited liability company, and over which you You or the employer of any person who is _ maintain financial interest of more than 50% of an insured under this provision, the voting stock, will qualify as a Named G. Additional Insureds When Required By — insured if there is no other similar insurance Written Contract, Written Agreement Or available to that organization. However. Permit a. Coverage under this provision is afforded The person(s) or organization(s) identified in only until the 180th day after you acquire Paragraphs a. through f, below are additional or form the organization or the end of the insureds when you have agreed, in a written policy period, whichever is earlier, and Form SS 00 08 04 05 Page 11 of 24