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H. PREJUDGMENT INTEREST COVERAGE <br />The following paragraph is added to SECTION U <br />—COVERED AUTOS LIABILITY COVERAGE, <br />2. Coverage Extensions, a. Supplementary <br />Payments: <br />(7) Prejudgment interest awarded against the <br />"insured" on that part of the judgment we <br />pay, |fwemake an offer to pay the appli- <br />cable knnk of ineunanoe, we will not pay <br />any prejudgment interest based on that <br />period nftime after the offer. <br />U, FELLOW EMPLOYEE — OFFICERS, <br />MANAGERS, AND SUPERVISORS <br />The Fellow Employee Exclusion in SECTION |l <br />— COVERED AUTOS LIABILITY COVERAGE is <br />replaced as follows', <br />A. "Bodily irjury to any fellow "employee" of <br />the "insured" arising out of and in the course <br />of the feHmm "employee's" employment or <br />while performing duties related to the con- <br />duct of your business. This exclusion does <br />not apply to on ^meunad^' who occupies a <br />poaffiom as an offioer, manager, urmupmmi- <br />aor. <br />J HIRED AUTO PHYSICAL DAMAGE <br />If covered "auto" demiAnafion aynmbo8o 1 or 8 op- <br />p|yto Liability Coverage and if at least one "au- <br />to" You own is covered by this policy for Com- <br />pnaheneive` Specified Causes of Loss, o/Co|:i' <br />mion omvorageo, then the Phfnioe| Damage <br />coverages provided are extended to''eutos^you <br />|aaoo, hine, rent or borrow without a driver-, and <br />provisions inthe Business Auto Coverage Fomn <br />applicable to Hired Auto Physical Damage apply <br />up to a limit of$1OO.QOO The deductible will be <br />equal tothe largest deductible applicable toany <br />owned ^aubf' for that coverage. Any Compre- <br />hensive deductible does not apply to fire or <br />lightning. <br />K. TEMPORARY SUBSTITUTE AUTOS — <br />PHYSICAL DAMAGE COVERAGE <br />The following is added to paragraph C. Certain <br />Trmi|mna, Mobile Equipment And Temporary <br />Substitute Autos of SECTION h - COVERED <br />AUTOS: <br />If Physical Damage Coverage in provided by <br />this Coverage Fmrm, the following types of <br />vehicles are e�oo covered ''autoo" for Physi- <br />cal Damage Coverege'. <br />Any ^amto''you do not own while used with <br />the permission of its owner as o temporary <br />COMMERCIAL AUTO <br />4C 70 05 0316 <br />substitute for a covered "auto" you own that <br />inout ofservice because oJits� <br />e. Breakdown; <br />b, Repair; <br />o. Gmmioimg� <br />d. "Loss"; or <br />e. Destruction <br />The coverage that applies is the same as <br />the coverage provided for the vehicle being <br />replaced. <br />L EXPANDED TOWING COVERAGE <br />1. VVowill pay upto: <br />a. $100 for a covered "auto" you own of <br />the private passenger type, or <br />b. $500 for covered ~mutm''you own that <br />ienot ofthe private passenger type, <br />for tmm�mg and labor costs incurred each <br />time the covered "auto" is disabled. Hovvew- <br />er.the labor must beperformed atthe place <br />of disablement. <br />2. This coverage applies only for an '"auto" <br />covered on this policy for Comprehensive or <br />Specified Causes of Luea Coverage and <br />Collision Coverages. <br />3. Payment applies inaddition tothe otherwise <br />applicable amount of each coverage you <br />have onecovered ^auto~ <br />M. AUTO LOAN ORLEASE COVERAGE <br />1 In the evert of a total "loss" to o covered <br />'.aubz", we will pay any unpaid amount due <br />on the |omm or |eame, including uVtoe max- <br />imum of $580 for early termination fees or <br />penalties, for your covered ''autc�'less: <br />e. The amount pokJ under SECTION U| — <br />PHYSICAL DAMAGE COVERAGE of <br />this policy; and <br />b. Any: <br />1) Overdue lease/loan payments at the <br />time cfthe "|000'; <br />2) Financial penalties imposed under m <br />lease for excessive use, mbmonna| <br />wear and tear or high mileage, <br />3) Security deposits not refunded by <br />lessor-, <br />4) Costs of extended warranties, Credit <br />m�e / nn' Accident, or <br />I1�oevinsurance oumbaeed with <br />AC?Q09O316 Includes copyrighted material ofInsurance Page 3cf7 <br />