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covered ''auba' of the private passenger type. <br />We will only pay for those covered "autos" for <br />which you carry Comprehensive or Specfiod <br />Causes of Loss Coverage, We will pay for tem- <br />porary transportation expenses incurred during <br />the period beginning 24 hours after the theft and <br />endin8, regardless of the policy's expiration, <br />when the covered ~muto''iareturned touse orwe <br />pay for its ''|oas" <br />R. EXTRA EXPENSE—STOLEN AUTOS <br />The following paragraph is added to Coverage <br />Extensions of SECTION U| — PHYSICAL <br />DAMAGE COVERAGE: <br />o. VVewill pay for upto$5,OOOfor the expense <br />of returning a stolen covered "auto" to you. <br />We will pay only for those covered ^eutme~ <br />for which you carry Comprehensive orSpec- <br />ified Causes ofLoss Coverage <br />S. PHYSICAL DAMAGE LIMIT [}FINSURANCE, T <br />Under SECTION |U — PHYSICAL DAMAGE <br />COVERAGE, Paragraph C.. Limb of Insurance <br />is replaced bythe following: <br />C Limit Of Insurance <br />1 The most we will pay for "loms^ in any one <br />^aocident~ is the lesser of, <br />a. The actual oeah value of the damaged <br />or stolen property as of the time of the <br />^Uomu~ or <br />b. The cost of nspuihng or replacing the <br />damaged orstolen property. <br />2, $1500 is the most we will pay for "loss" in <br />any one ^anoidomt^ to all electronic equip- <br />menLthet reproduuea, receives or transmits <br />audio, visual or data signals vvhioh, at the <br />time of^|oso^.is: <br />a. Permanently installed in or upon the <br />covered "auto" imahousing, opening or <br />other location that is not normally used <br />by the "auto" manufacturer for the in- <br />stallation of such equipment. <br />n'stalladonofsuchequipment <br />b. Removable from a permanently installed <br />housing unit aadescribed in Paragraph <br />2.a. above or is an [nba0ra| part of that <br />equipment-, or <br />o. An integral part ofsuch equipment. <br />3. An adjustment for depreciation and physical <br />condition will bemade imdetermining actual <br />11 11 <br />COMMERCIAL AUTO <br />AC 7D05 0316 <br />men1 manufacturer or other sources in- <br />cluding non -original equipment manu- <br />fautwnansand <br />b If a repair or replacement results in bet- <br />ter than like kind or quality, we will not <br />pay for the amount of the net improve- <br />ment. <br />mpmvement. <br />5� If we offer to pay the actual cash value of <br />the damaged or stolen pmopeny, we will <br />value mwtn advertising wraps, paint ouotomi- <br />zaiion, and similar business related advertis- <br />ing modifioationo, in addition to the actual <br />cash value ofthe property. Auto advertising <br />vvnapa, paint oum0omiza1ion, and similar <br />business related advertising modifications <br />will be valued at the cost to replace them <br />with an adjustment made for depreciation <br />and physical condition. <br />NEW VEHICLE REPLACEMENT COST <br />The following is added to the Limit ofInsurance <br />provision of SECTION U| — PHYSICAL <br />DAMAGE COVERAGE: <br />6. The provisions mfparagraphs 1. and 3. do <br />not apply to e covered "auto" of the private <br />passenger type or a vehicle with a g/mma <br />vehicle weight rating of 20.000 pounds or <br />less which is a "new vehicle." <br />|nthe event ofatotal ^loso^tmyour new ve- <br />hicle to which this coverage opp|lea, we will <br />pay atyour option* <br />a. The verifiable "new vehicle" purchase <br />price you paid for your damaged vehi- <br />cle, not including any insurance orwar- <br />ranties pun:hased� <br />b. If it �u avai{mble, the purchase price, an <br />negotiated by us, of a "new vehicle" of <br />the same make, model, and equipment <br />or the most similar model avmi|mb|e, not <br />including any humiohinQa, perts, or <br />equipment not instaNed bythe manufac- <br />turer ormenuhaoturers`dea|ersh|p; or. <br />o. The market value ofyour damaged ve- <br />hicle, not inc|ud�ng any furnishings, <br />parts, or equ�pment not installed by the <br />manufacturer or manufacturer's dealer- <br />ship. <br />We will not pay for initiation or set up costs <br />associated with loans or leases <br />cash value mthe event cnetotal 'loss As used in this endorsement, o "new <br />4, The cost ofrepairing orreplacing may: vehicle" mnoena an "auto" of which you are <br />a. Be based on an estimate which inoUmdenhi been pnevi' <br />pa�s furnished by the original equip- — ~ <br />AC 70050316 Includes copyrighted material ofInsurance B mQwAi| age 5of7 <br />with its permission <br />