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coverage limits, any applicable deductible or retention, and the policy effective and expiration <br />dates. The certificates of insurance shall also evidence that: (a) Developer has procured and paid <br />for the foregoing insurance coverage from companies either (i) having an A.M. Best rating of "A <br />VII" or higher or (ii) otherwise acceptable to City in its sole discretion; (b) the person executing <br />the insurance certificates is authorized by the applicable insurance carriers to do so; and (c) all <br />insurance coverages required to be maintained by Developer pursuant to this Section 4.6 provide <br />coverage on an "occurrence" basis and not on a "claims made" basis. The insurance certificates <br />shall state that the insurer will provide Agency with thirty (30) days written notice in case of <br />cancellation or non - renewal. <br />4.6.2 The insurance policies required by this Section 4.6 shall be endorsed by <br />Developer's insurance carriers to reflect (a) that the coverages provided pursuant to the policies <br />required by this Section 4.6, including any excess or umbrella policies, are primary over any <br />other insurance coverage that may be available to City, and (b) that any other insurance coverage <br />that may be available to City shall be excess over the coverages provided by the policies required <br />by this Section 4.6, including any excess or umbrella policies, and (c) that the coverages <br />provided pursuant to the policies required by this Section 4.6, including any excess or umbrella <br />policies, shall not require contribution of any other insurance coverage that may be available to <br />City, regardless of how such other insurance coverage of City is structured to apply in other <br />insurance situations. Further, all policies, including excess or umbrella policies, shall provide <br />coverage for claims by one insured against another insured and the policies shall not contain any <br />cross -suits exclusions, cross - liability exclusions, or insured versus insured exclusions. <br />4.6.3 In addition to the insurance requirement of this Section 4.6, the Developer agrees <br />to and shall indemnify, protect, defend and hold the City, its elected and appointed officers, <br />directors, employees, agents and representatives, harmless from and against all liability, loss, <br />damage, costs or expenses (including reasonable attorneys' fees and court costs) arising from or <br />as a result of the death of any person or any accident, injury, loss or damage whatsoever caused <br />to any person or to the property of any person which shall occur on or adjacent to the City <br />Property, or applicable portion thereof, and which is not caused by the act or negligence of the <br />City, or its officers, agents, servants, employees or contractors. <br />4.7 City and Other Governmental Agency Permits. Prior to the commencement of any <br />construction and development (or any work related thereto) upon the City Property, the <br />Developer shall, at its own expense, secure, or cause to be secured, any and all approvals and <br />permits which may be required by the City or any other governmental agency affected by such <br />construction. All site work and construction activities shall be undertaken in accordance with the <br />requirements of the City, and other applicable local, regional, state and federal rules, regulations <br />and standards, including but not limited to: City building permit; grading permit; approved <br />development plans; design review, and conditions specified in City conditional use permit. <br />The Developer agrees to defend, indemnify, protect and hold harmless the City and its officers, <br />employees, and agents from, regarding and against any and all liabilities, obligations, orders, <br />claims, damages, fines, penalties and expenses of any kind whatsoever, together with fees <br />(including, without limitation, reasonable attorneys' fees), whenever arising, resulting from or in <br />55394.00000\29008220.1 <br />65A -20 <br />