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�I IJ�t I IjII <br />h��I 1II <br />+ The Customer redeposited a check that has been returned unpaid; <br />The Customer has overdrawn one or more of its accounts repeatedly in the last six months; or <br />« There is an emergency, such as failure of communications or computer equipment. <br />In such circumstances, funds will generally be available no later than the seventh business day after the day of deposit. Inclement weather or <br />transportation problems may lead to additional delays under certain availability schedules. Customer may have specific availability schedules <br />related to a banking service. <br />F. Special Rules for New Accounts. If the account is a new account, the following special rules may apply during the first thirty days the <br />account is open: <br />• Funds from deposits of the first $5,000 of that clay's total deposits of cashier's„ certified, teller's, traveler's and federal, state and <br />local government checks will be available on the first business day after the day of deposit if the deposit meets certain conditions. <br />For example, the checks must be payable to the Customer. The excess over 85,000 will be available no later than the ninth <br />business day after the day of deposit. if the deposit of checks (other than U.S. Treasury checks) is not made in person to one of the <br />Bank's employees, the first $5,000 may not be made available until the second business day after the day of deposit; and <br />• Funds from alt other check deposits will be made available no later than the fifteen business day after the day of deposit <br />This Availability Policy and availability schedules may be changed without notice. <br />@ 2010 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. <br />My. 350914 DOC 11X 2 Page 20 of 51 <br />