J.P. MORGAN CHASE BANK, N.A. 1A - 2015

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I!IVfi�I�WV��'lll F. Indonesia — See further Paragraphs L and N harein. The Bank and the Customer agree that, for the effectiveness of any termination of these Service Terms or the Services provided hereunder, they hereby waive any provisions, procedures and operation of any applicable law to the extent a court order Is required for the termination of these Service Terms and the Account Documentation as applicable to the services provided under these Service Terms. To the maximum extent permitted by law, the Bank may, at its sole discretion, make recordings and retain such recordings of telephone conversations and data transmissions between the Customer and the Bank. G. Malaysia— (if The following terns shall apply in relation to the Service where it is provided in relation to accounts in Malaysia andfor where the Service is provided in Malaysia: (a) Paragraph L and P shall apply. (b) Any references in the Service Terms to the term "Bank," shall mean J.P. Morgan Chase Bank Barbed. (c) The Bank shall give prior notice to tiro Customer of any change to these terns. td) The Customer acknowledges that it may, through its security administrators, create maximum limits (at a user entitlement level) in relation to funds transfers that may be conducted using the Service, to limit the Customer's risks. Notwithstanding anything to the contrary in these terms, the Customer shall not be liable for any loss which is not attributable to or contributed to by the Customer. (e) The Service Terms shall be governed by and construed in accordance with the laws of Malaysia (without reference to the conflict of laws rules thereop. th) If the Service is to be accessed by a Customer (1) who is domiciled or incorporated in Malaysia, or (2) in Malaysia, that Customer undertakes not to access or utilize or attempt to access or utilize the Service provided by J.P. Morgan Chase Bank Berhad through any JPMorgan website other than http: // w .jpniorgai)access.com,my. H. Philippines — See further Paragraph L herein. Subject to giving reasonable notice in writing the Bank, may amend the Account Documentation. The Customer will be deemed to have agreed to any such amendment, if the Customer fails to object thereto within five (5) days from receipt of such notice. 1. Singapore — See further Paragraph L herein. Nothing in these Service Terms and the Account Documentation as applicable to the services provided under these Service Terms shall limit any party's liability for death or personal injury caused by negligence of that party or its employees or for fraud. For the avoidance of doubt, to the maximum extent permitted by law, the Customer hereby expressly agrees that nothing done or omitted to be done by the Bank pursuant to this agreement shall amount to a breach of the Bank's obligations under the bank secrecy laws of any jurisdiction. The provisions in Paragraph L, as applicable to Singapore, shall be without prejudice and in addition to any other right of the Bank to disclose any information on the Customer under any applicable law. J. Republic of China (Taiwan) —See further Paragraphs L and N herein. The Customer hereby acknowledges that the Account Documentation and other related documents have been delivered to the Customer for review for a period of at least five (5) days before the execution. The Customer executes and delivers the Account Application after fully understanding the content of the above documents and hereby agrees to comply with the terms and conditions contained therein. K. Thailand —See further Paragraphs L and M herein. Nothing in these Service Terms and the Account Documentation as applicable to the services provided under these Service Terns shall limit any party's liability for gross negligence of that party or its employees or for fraud. 11N: 350914 DOC 11): 4 Page 38 of 51