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K. Alrbag Coverage <br />The Exclusion In Paragraph B,3,a. of Section III — Physical Damage Coverage In the Business Auto Coverage Foran <br />and the Exclusion in Paragraph 6.4.a. of Section IV — Physical Damage Coverage In the Motor Carder Coverage <br />Form does not apply to the accidental discharge of an airbag. <br />L. Two or More Deductibles <br />The lollowing Is added to the Deductible Provision of the Physical Damage Coverage Sootlon: <br />If an accident Is covered both by this policy or Coverage Form and by another polloy or Coverage Form issued to you <br />by us, the following applies for each covered "auto" on a per vehicle basis: <br />1. If the deductible on this policy or Coverage Form is the smaller (or smallest) deductible, it will be waived; or <br />2. If the deductible on this policy or Coverage Form is not the smaller (or smallest) deductible, it will be reduced by <br />the amount of the smaller (or smallest) deductible. <br />M. Physical Damage— Comprehensive Coverage — Deductible <br />The following is added to the Deductible Provlslon of the Physical Damage Coverage Section: <br />Regardless of the number of covered "autos" damaged or stolen, the maximum deductible thatwill be applied to <br />Comprehensive Coverage for all "loss" from any one cause Is $5,000 or the deductible shown in the Declarations, <br />whichever Is greater. <br />N. Temporary Substitute Autos—Physical Damage <br />1. The following Is added to Section I — Covered Autos: <br />Temporary Substitute Autos — Physical Damage <br />If Physioal Damage Coverage Is provided by this Coverage Form on your owned covered "autos", the following <br />types of vehicles are also covered "autos" for Physical Damage Coverage: <br />Any "auto" you do not own when used with the permission of Its owner as a temporary substitute for a covered <br />"auto" you do own but is out of service because of its: <br />1. Breakdown; <br />2. Repair; <br />3. Servicing; <br />4. "Lase"; or <br />5. Destruction. <br />2, The following Is added to the Paragraph A. Coverage Provision of the Physical Damage Coverage Section: <br />Temporary Substitute Autos — Physical Damage <br />We will pay the ow'nerfor "loss" to the temporary substitute "auto" unless the "loss" results from fraudulent acts or <br />omissions on your part. If we make any payment to the owner, we will obtain the owner's rights against any other <br />party. <br />The deductible for the temporary substitute "auto" will be the same as the deductible for the covered "auto" it <br />replaoes. <br />0. Amended Duties In The Event Of Accident, Claim, Suit Or Loss <br />Paragraph a. of the Dutles In The Event Of Accident, Claim, Stilt Or Loss Condition is replaced by the fol lowing: <br />a. In the event of "aooldenl", claim, "suit" or "loss", you must give us or our authorized representative prompt notice <br />of the "accident", clalm, "suit" or "loss". However, these duties only apply when the "accident", claim, "suit" or <br />"loss" is known to you (If you are an individual), a partner (If you are a partnership), a member (If you are a limited <br />liability company) or an executive officer or Insurance manager (if you are a corporation), The (allure of any <br />U•CA•424•F CW (04114) <br />Pape 4 of G <br />Includes copyrighted material of Insurance Servioes Offica, Ino., wit t Partnl/ n <br />REVIEWED BY +i EUNICE NEREDIA (Pc,ZQCF2 <br />