DREAM SHAPERS - 2016 - Laserfiche WebLink

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2016-08609NPO (1) That this Insurance be primary. If other Insurance is sfso primary, we will share with all that other Insurance as described in c. below; or (2) The coverage afforded by this Insurance Is primary and non-contributory, with the additional insureci(s)' own Insurance, Paragraphs (1) and (2) do not apply to other insurance to which the additional insureds) has been added as an additional Insured or to other Insurance described in paragraph b. below. Ig. Excess Insurance This insurance is excess over: 1. Any of the other Insurance, whether primary, excess, contingent or on any other basis; (a) That Is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work"; (b) That Is firs, lightning, or explosion Insurance for promises rented to you or temporarily occupied by you with permission of the owner; (c) That is Insurance purchased by you to cover your liability as a tenant for "property damage° to premises temporarily occupied by you with permission of the owner; or (d) if the loss arises out of the maintenance or use of aircraft `autos" or watercraft to the extant not subject to ;occlusion g. of SECTION I - COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE. (a) That is any other Insurance available to an additional' Insured(s) under this Endorsement covering liability for damages arising out of the premises or operations, or products - completed operations, for which the additional insureds) has been added as an additional Insured by that other insurance, (1) When this insurance is excess, we will have no duty under Coverages A or B to defend the additional insured(s) against any "auiV if any other Insurer has a duty to defend the additional insureds) against that 'suit'. If no other Insurer defends, we will undertake to do so, but we will be entitled to the additional insureds)' rights against Pit those other Ir ers. (2) When this Insurance Is excess over other Insurance, we WO pay only our share of the amount of the loss, If any, that exceeds the sum oh (a) The total amount that all such other Insurance would pay W the loss in the absence of this insurance; and (b) The total of all deductible and self-insured amounts under all that other insurance. (3) We will share the remaining loss, if any, with any other insurance that is not described In this Excess insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Park. c Methods of Sharing If all of the other insurance available to the additional knsurad(s) permits contribution by equal shares, we will follow this method also. Under this approach each Insurer ocntributea equal amounts until it has paid its applicable limit of Insurance or none of the foss remains, whichever comes first if any other the other insurance available to the additional insured(%) does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurers share is based on the ratio of its applicable Omit of insurance to the total applicable limits of Insurance of all Insurers. NIAC EW 0213 Page 2 of 2